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Ability to Repay

CFPB Finalizes 'Right to Cure' Loans That Exceed 3 Percent Cap

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Expanding Access to Credit May Grease Underperforming Home-Purchase Market

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Final Risk-Retention Rule a Mixed Bag for Securities Outside of Those Backed by Residential Mortgages

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QM ‘Right to Cure’ Approved

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ATR Options for Self-Employed Borrowers

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News Briefs

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State Regulators Propose Major Expansion Of Data Collection for Lending, Servicing

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ATR Rule Not Impairing Access to Credit, But Other Regs Are Raising Costs, Hurting Customer Service

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Worth Noting/People on the Move/Looking Ahead

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Lenders Prep Wider Range of Non-QM Offerings

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Manufactured Housing Industry Faults CFPB

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MSR Firm MountainView Joins the ‘Rush’ To Non-QM Lending, Will Go Slow at First

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