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Inside FHA/VA Lending

October 17, 2025

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FHA/VA Delinquencies Rise in 3Q, More Pain Expected

Some 10.90% of FHA loans in Ginnie Mae MBS pools were delinquent at the end of September, up 51 basis points from the end of June. The delinquency reading on the VA side rose 9 bps to 4.37%. (Includes data table.) Read More

Ginnie Servicing Balances Up in 3Q, UWM Outshines YoY

While most of the top Ginnie Mae servicers reported single-digit portfolio increases in the second quarter, United Wholesale Mortgage’s Ginnie servicing volume increased a whopping 87.8% year over year. (Includes three data tables.) Read More

Government Shutdown Stalls USDA Lending

Most government-insured mortgage lending continues while the government is out of commission, but lending under the Department of Agriculture’s Rural Housing Service is on hold. Read More

Lenders Need to Continually Promote VA Home Loans

Despite best efforts of lenders to create awareness of the VA home loan program, many veteran borrowers still fall through the cracks, according to Freedom Mortgage COO Mike Patterson. Read More

Judge Pauses Layoffs of HUD FHEO Employees

A federal judge issued a temporary restraining order blocking planned layoffs at federal agencies, including the Department of Housing and Urban Development’s Office of Fair Housing and Equal Opportunity. Read More

D.R. Horton, DHI Mortgage Sued Over Low Tax Estimates

Homebuilder D.R. Horton and its lending subsidiary DHI Mortgage are accused of using deceptive loan pricing and marketing practices. Read More

Fannie to Update Desktop Underwriter for FHA/VA

Fannie Mae will update its Desktop Underwriter service for FHA and VA to include changes made in updated appraisal forms. Read More

Around the Industry

FHA refinance applications increase; Rep. Ritchie Torres, D-NY, seeks HUD help following Bronx apartment explosion. Read More

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