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Inside FHA/VA Lending

December 22, 2022

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Government Channel’s Retail Volume Slips Further in 3Q22

Retail lending took another precipitous drop in the third quarter. But the fall is more of a return to the norm after heady days fueled by refinances. (Includes data chart.) Read More

HECM Market Not Immune to High Interest Rates

Year-to-date, home equity conversion mortgage volume is up a dramatic 49.9% compared to last year. But volume dropped sequentially for the first time in seven quarters. (Includes three data charts.) Read More

FHA Revises Rules on Dual Employment, Raises Industry Concerns

Real estate agents can now also act as loan officers on the same single-family mortgage transaction. But smaller lenders worry that larger competitors will wipe out referral business by hiring dual-purpose employees. Read More

Congress Likely to Pass FY23 Funding Omnibus

Of the $1.7 trillion included in the spending bill, $58.2 billion would go to the Department of Housing and Urban Development. Read More

Industry Backs FHA’s Plan to Index Manufactured Home Loan Limits

Under FHA’s index approach, loan limits would be based on a yearly analysis of prices and Census bureau property data. Read More

Legislation to Pass VA Benefit to Descendants Would Need Tweaks

The VA Housing Loan Forever Act of 2022 would provide the VA home guarantee benefit to descendants of minority veterans who were unjustly denied access to the program. Read More

CDFIs Need Easier Access to Government Capital, Groups Say

Responding to a federal Interagency Community Investment Committee request for information, mortgage lender trade groups and housing advocates asked for more funding for community development financial institutions that provide home loans in underserved communities. Read More

Around the Industry

Senate passes VA home loan benefit legislation; FHA allows HECM property charges repayment plan; FHA lenders can continue face-to-face interview alternatives; VA releases new loan review API; and more. Read More

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