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Inside FHA/VA Lending

July 30, 2021

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Early-Stage Defaults up in 2Q21, FHA Servicing Down

Freedom Mortgage and Lakeview Loan Servicing were the top players in acquiring Ginnie servicing rights in the MSR transfer market during the second quarter. (Includes four data charts.) Read More

Some Angry, Some Ho-Hum Over New Cap Standards

The industry has mixed views on the new capital proposals from Ginnie Mae. But one thing is clear: The standards only apply to nonbanks. Read More

Ginnie Boosts Disclosure of ESG-Related Data

Investors in Ginnie MBS will soon receive new pool-level data as part of disclosures regarding environmental, social and governance factors. (Includes data chart.) Read More

HUD Rolls Out More Loss-Mitigation Plans for FHA

Servicers of government-insured lending programs face new requirements from HUD to offer updated payment forbearance options to homeowners who faced financial difficulties during the pandemic. Read More

Policy Experts Call on FHA to Revise Loan-Mod Options

FHA should offer borrowers a flexible loan-modification option that would use a portion of a servicer’s partial claim amount to reduce a borrower’s monthly payment, dollar for dollar, according to analysts at UI. Read More

HUD Urged to Address FHA Multifamily Processing Delays

Mortgage industry participants are suggesting HUD temporarily redistribute underwriting workloads across regions based on the size of their respective pipelines. Read More

VA Updates COVID-19 Loss-Mitigation Options

Servicers of VA mortgages can offer veterans a new COVID-19 refund modification to help reduce monthly payments as they exit forbearance plans. Read More

Around the Industry

Pam Patenaude, former HUD deputy secretary, joins loanDepot board; VA clarifies process for funding fee waivers; FHA updates single-family housing policy handbook; VA seeks feedback on proposal for appraisal data collection; Freedom Mortgage set to issue non-agency MBS with servicing fees on Ginnie mortgages. Read More

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