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Home » Newsletters » Inside FHA/VA Lending

Inside FHA/VA Lending

April 24, 2026

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  • Inside FHA/VA Lending, Full Issue, April 24, 2026 (PDF)

Mixed Trends for Largest Ginnie Servicers in 1Q

Some of the largest servicers of loans in Ginnie Mae mortgage-backed securities saw portfolios shrink in the first quarter, according to a new ranking and analysis by Inside FHA/VA Lending. (Includes four data tables.) Read More

PIMCO Calls on FHA, Ginnie to Rein In Buydown Price Inflation

Investment firm PIMCO believes FHA and Ginnie Mae should tackle builder buydowns to lower housing costs. Read More

Some FHA Loan Deterioration Not Explained By Policy Changes

The Mortgage Bankers Association’s chief economist warned of some deterioration in FHA loan pools, even as the industry and Ginnie Mae write off the recent increase in delinquencies as an immaterial consequence of altered modification timelines. Read More

FHA to Modernize Credit Scores

HUD Secretary Scott Turner said FHA plans to accept VantageScore 4.0 and FICO 10T scores, but didn’t provide a timeframe. Read More

M&T Bank Remains Keen on FHA Subservicing

M&T Bank’s mortgage-banking income declined in the first quarter because of a change in how it values mortgage servicing rights. The bank is optimistic its FHA subservicing business will see stronger returns in the second half of the year. Read More

USDA Seeks to Exclude Commission Fees From Concession Limits

The U.S. Department of Agriculture’s Rural Housing Service proposed excluding real estate commission fees from interested party contributions as part of an effort to lower closing costs for buyers. Read More

OCC Settles With Chicago Bank Over Deceptive Ads

The Office of the Comptroller of the Currency entered into a consent order with Chicago-based Federal Savings Bank to settle allegations that the bank misled VA borrowers on refinance loans. Read More

Around the Industry

FHA reminds servicers of occupancy verification; Georgia’s Community Bankshares gets a slap on the wrist for USDA business; FDIC appoints FHA advisor; FHA spreads narrow. Read More

Latest Imf News

  • GSE Purchase-Mortgage Volume With Private MI Gains Share

  • PrimeLending Loss Narrows in 1Q

  • Agency MBS Investors See Better Days Ahead

  • Lawmakers Push to Stop BTR Housing Sales Mandate

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Featured Data

  • Seasonal Slowdown Hits Ginnie Issuance in First Quarter

  • Non-Agency MBS Issuance Heads Higher in First Quarter

  • ECM Drives Non-Agency MBS Issuance in Early 2026

  • Agency Servicing Market Subdued in Early 2026

More Featured Data

Featured Reports

  • Agency Channel Analysis: 4Q25 (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Mortgage Profitability Report 4Q25 (PDF)

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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