Cart

Inside The GSEs

March 22, 2024

View Archived Issues

Freddie Buybacks Plummet in 4Q23, Fannie Trends Up

As the historic mortgage boom fades into the past, buyback claims from the GSEs have declined. The biggest downturn has been at Freddie. (Includes three data tables.) Read More

Battle Continues Over Title Insurance Pilot

Critics argue that the new title insurance waiver pilot would only apply to wealthy homeowners. However, one tech title company said it could lower closing costs for most buyers under 120% AMI. Read More

Saga of Fairholme Funds v. FHFA Ends

Fannie Mae and Freddie Mac shareholders may finally get some modest compensation for FHFA’s decision to allow Treasury to seize all of the profits of the government-sponsored enterprises. Read More

CHLA Calls for FHFA to Examine Equifax Pricing

Lenders argue that the cumulative cost of verification of income and employment, especially the electronic kind, is unreasonable and should be scrutinized by FHFA. Read More

New York Foreclosure Law Prompts Fannie Servicing Changes

The Foreclosure Abuse Prevention Act, signed into law in 2022, blocks lenders from avoiding New York’s six-year statute of limitations on foreclosures by simply canceling the foreclosure. New language in Fannie’s loan modification agreement may negate FAPA’s block. Read More

The Future of IT at FHFA

The agency’s 2024-2026 strategic plan includes a migration to the cloud and the development of AI capabilities. Read More

Caps on GSE Purchases Had Some Unintended Outcomes

The last-minute decision by the Trump administration to reduce GSE purchases of speculative and riskier loans had some unintended consequences. Read More

CBO Estimates FHLBank Benefits From Government

The FHLBanks and their members may benefit to the tune of $8.4 billion from their status as government-sponsored enterprises. Read More

Fannie Touts Progress on Ending Biased Appraisals

Appraisers have dramatically reduced the use of prohibited words in their valuations, a sign Fannie has made strides in limiting bias against protected classes. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results