June 3, 2024

CFPB Wants to Know Why Closing Costs Are Increasing

The CFPB has issued a request for information on how closing costs are impacting home affordability and accessibility. Read More

SCOTUS Sends BofA Preemption Case Back to Lower Court

The Supreme Court wants the Second Circuit Court of Appeals to conduct a nuanced comparative analysis of whether state consumer protection laws apply to national banks. Read More

Fed Losses May Sour CFPB’s Supreme Court Win

Since September 2022, the Federal Reserve has been in a deficit and has still continued to fund the CFPB, a problem for the legality of the bureau’s funding, according to Hal Scott, a Harvard Law professor. Read More

DTI Ratios a Leading Cause of Mortgage Denials in 2023

High debt-to-income ratio remained the largest denial reason for purchase-mortgage applications in 2023, while credit history issues moved into the top spot for denials of refinances. Read More

CFPB Moves to Regulate Buy Now, Pay Later Products

The CFPB plans to use its authority over credit card providers to apply to buy now, pay later providers. The move could face a legal challenge. Read More

Chopra Says CFPB Looking Into Credit Reporting Issues

Credit reporting inaccuracies are having a major impact on low-income consumers who are trying to find housing, according to participants at a recent CFPB Consumer Advisory Board Meeting. Read More

Consumer Advocates Propose Reforms to Tax Foreclosures

Low-income homeowners and older individuals are at an increased risk of losing their property to a tax foreclosure. Read More

Other News in Brief

Zillow launches new AI tool; CFPB sues another student loan provider; CFPB credit card lawsuit hits another bump; CFPB director to meet with Congress. Read More

Inside the CFPB

View Archived Issues

CFPB Wants to Know Why Closing Costs Are Increasing

SCOTUS Sends BofA Preemption Case Back to Lower Court

Fed Losses May Sour CFPB’s Supreme Court Win

DTI Ratios a Leading Cause of Mortgage Denials in 2023

CFPB Moves to Regulate Buy Now, Pay Later Products

Chopra Says CFPB Looking Into Credit Reporting Issues

Consumer Advocates Propose Reforms to Tax Foreclosures

Other News in Brief

Latest Imf News

Mortgage Buyback Activity at Banks Down Somewhat in 3Q

NCRC Launches Fair Lending Tip Line

Locks for Refis Trail Off in November

Citi Broadens Prime Non-Agency MBS Issuance With Higher LTV Ratios

Featured Data

Nonbanks Post Small Drop in Mortgage-Banking Income

Bank MSR Portfolios Shrink Slightly, Valuation Strong

Bank ABS Holdings Decline in 3Q25, Auto Portfolios Grow

Lending Slows Across Products in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

June 3, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?