| Inside Mortgage Finance

Biden’s CFPB to Focus on QM Rule, Servicer Compliance

Much of the conversation over the past few weeks following the election of Joe Biden to the White House has focused on the bureau’s mortgage-related actions. Read More

Hiring Pushes Up CFPB Spending in Fiscal 2020

The CFPB’s latest financial report reveals a 9.4% increase in the agency’s spending in fiscal year 2020 driven by a 5.2% growth in its workforce. Read More

CFPB, Industry Groups Launch Awareness Campaign

Some 279,000 mortgage borrowers who were current before the pandemic struck are now delinquent but not in forbearance, according to the CFPB. Read More

The LO Compensation Rule: A Hotbed for Litigation?

Mortgage attorneys are warning lenders that the loan originator compensation rule is fast becoming a hotbed for CFPB enforcement actions. Read More

Certain Mortgage Servicers Are Now Subject to FDCPA

The changes under the final debt collection rule, such as call frequency limitations, will impact the operation of certain mortgage servicers who are now deemed FDCPA debt collectors. Read More

Trade Groups Seek Changes to Escrow Statement Rules

Mortgage trade groups are asking the CFPB to expressly permit servicers, in the case of escrow shortage, to include a lump-sum repayment option in account statements. Read More

Ninth Circuit Questions Seila Law’s Efforts to Quash CID

One of Seila Law’s arguments was that the CID cannot be ratified because the applicable three-year statute of limitations had expired. The court, however, said the time bar only applies to lawsuits. Read More

Appraisal Exemption Threshold for HPMLs Unchanged

For 2021, the appraisal exemption threshold for higher-priced mortgages remains unchanged at $27,200, according to a joint announcement by the CFPB, the Federal Reserve Board and the OCC. Read More

Other News in Brief

The CFPB halts reorganization of its supervision, enforcement and fair lending division; the bureau refuses to rescind a policy regarding credit reporting agencies. Read More

Inside the CFPB

November 23, 2020

View Archived Issues

Biden’s CFPB to Focus on QM Rule, Servicer Compliance

Hiring Pushes Up CFPB Spending in Fiscal 2020

CFPB, Industry Groups Launch Awareness Campaign

The LO Compensation Rule: A Hotbed for Litigation?

Certain Mortgage Servicers Are Now Subject to FDCPA

Trade Groups Seek Changes to Escrow Statement Rules

Ninth Circuit Questions Seila Law’s Efforts to Quash CID

Appraisal Exemption Threshold for HPMLs Unchanged

Other News in Brief

Latest Imf News

Appeals Court Grants Rehearing of CFPB Case

Trump Teases Housing Proposal, Promises Lower Interest Rates

House Committee Moves Housing Bill, NFIP Extension

Refis Lead to Increase in Ginnie MBS Issuance in November

Featured Data

Agency Jumbo Business Level During Third Quarter

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

November 23, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?