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Biden Wins. Who Will be the Next CFPB Director?

Names of possible successors to Kathy Kraninger include two from Sen. Elizabeth Warren’s inner circle: Rep. Katie Porter and FTC Commissioner Rohit Chopra. Read More

Attorneys Say CFPB’s Enforcement Division Revamp Reasonable

However, it’s not clear whether the motivations are to disempower enforcement or rationalize the integration of enforcement and supervision. Industry watchers weigh in. Read More

Mortgage Complaints Inch Up Broadly in Third Quarter

Mortgage gripes filed with the CFPB increased by 5.4% in the third quarter, driven by criticisms regarding applications and closings. (Includes two data charts.) Read More

CFPB’s Escrow Statement Interpretation Causes Confusion

The latest supervisory report from the CFPB found that some servicers violated Regulation X by including a lump-sum repayment option in escrow account statements when mortgagors had a shortage. Read More

MSAs Need to be Reevaluated in ‘Virtual’ Pandemic Era

The CFPB by and large has agreed that marketing service agreements are permissible. Companies now need to reevaluate that payments for such partnerships are of reasonable market value. Read More

State Regulators Urge MLOs to Renew Licenses by Month End

To avoid a pileup at the end of the year due to the operational challenges caused by the pandemic, state regulators have called on loan originators to renew their licenses early. Read More

Final Debt Collection Rule Allows Modern Communication

Debt collectors will finally be allowed to use modern communication technology (emails and text messages) in tracking down late payors. Consumers can opt out if they want. Read More

Other News in Brief

The CFPB issues no-action letter to Bank of America; lawsuit against Driver Loan; SMART Payment Plan settles with the CFPB; New York Department of Financial Services outlined expectations for financial institutions to man-age climate change risks. Read More

Inside the CFPB

November 9, 2020

View Archived Issues

Biden Wins. Who Will be the Next CFPB Director?

Attorneys Say CFPB’s Enforcement Division Revamp Reasonable

Mortgage Complaints Inch Up Broadly in Third Quarter

CFPB’s Escrow Statement Interpretation Causes Confusion

MSAs Need to be Reevaluated in ‘Virtual’ Pandemic Era

State Regulators Urge MLOs to Renew Licenses by Month End

Final Debt Collection Rule Allows Modern Communication

Other News in Brief

Latest Imf News

Appeals Court Grants Rehearing of CFPB Case

Trump Teases Housing Proposal, Promises Lower Interest Rates

House Committee Moves Housing Bill, NFIP Extension

Refis Lead to Increase in Ginnie MBS Issuance in November

Featured Data

Mortgage REITs Up Agency MBS, Shed Non-Agency

Agency Jumbo Business Level During Third Quarter

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

November 9, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?