| Inside Mortgage Finance

GSE ‘Patch’ Set to Expire in 2021

The CFPB will allow the GSE “patch” to expire as scheduled in January 2021. Industry stakeholders demand a transition plan to avoid a disruption in the market. Read More

Equifax Fined $700 million for 2017 Data Breach

Equifax agreed to pay up to $700 million to settle federal and state claims regarding its massive 2017 data breach. Consumers can file claims to receive cash reimbursement of up to $20,000 per consumer. Read More

GAO Raises Need to Define Standards for Credit Reporting

The Government Accountability Office has recommended the CFPB inform the credit reporting agencies its supervisory expectations to help them better comply with the law. Efforts to reform the current credit reporting system continue in Congress. Read More

Mortgage Complaints Remain Flat in 2Q

Mortgage-related complaints in the second quarter were nearly unchanged on a sequential basis, but dropped significantly from a year ago. Read More

Industry, Consumers Disagree on Rule Review Plan

While industry groups support the CFPB’s plan to review rules that have significant economic impact on small entities, consumer groups suggest the bureau restrict the plan. Read More

Regulation in the Works for Alternative Data Use

Lawmakers are seeking ways to better understand and regulate the use of alternative data in underwriting. Asking for express consumer consent and creating sandboxes are considered. Read More

Debt Collectors Caught for Illegal Collections

The CFPB and New York attorney general together fined debt collectors more than $60 million for illegal collection practices in a recent enforcement action. Read More

Elder Financial Abuse Under Scanner

The CFPB updated its 2016 advisory notice on elder financial abuse. Though the recommendations are voluntary, companies that fail to comply might become targets of enforcement actions, attorneys warned. Read More

Inside the CFPB

July 29, 2019

View Archived Issues

GSE ‘Patch’ Set to Expire in 2021

Equifax Fined $700 million for 2017 Data Breach

GAO Raises Need to Define Standards for Credit Reporting

Mortgage Complaints Remain Flat in 2Q

Industry, Consumers Disagree on Rule Review Plan

Regulation in the Works for Alternative Data Use

Debt Collectors Caught for Illegal Collections

Elder Financial Abuse Under Scanner

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

July 29, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?