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Home » Newsletters » Inside Mortgage Finance

Inside Mortgage Finance

September 25, 2025

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Download Files:

  • Mortgage Market Indicators, Sept. 26, 2025 (PDF)
  • Inside Mortgage Finance, Full Issue, Sept. 26, 2025 (PDF)

Ginnie Servicing Hits Record Share in 2Q; Banks Also Up

Ginnie Mae’s share of total servicing outstanding rose to 18.1% as of the end of June. Meanwhile, banks are adding to their servicing. (Includes two data tables.) Read More

Fannie, MBA Interest Rate Projections Vary Widely

Economists at Fannie Mae and the MBA differ on how low interest rates on mortgages will go next year. Fannie is also more optimistic about the outlook for unemployment. Read More

Sierra Pacific Plans MSR Sale After Union Home Acquisition

After agreeing to unload its production unit to Union Home Mortgage, Sierra Pacific Mortgage is separately set to sell MSRs. Read More

Home Price Appreciation Poised to Turn Negative

After years of appreciation, home prices are leveling off and could even decline. Read More

ICBA Raises Concerns About Credit Union Acquisitions of Banks

Larger credit unions are increasingly acquiring community banks and reducing mortgage lending in local communities, according to the Independent Community Bankers of America. Read More

Little Reporting Relief Likely for Public Mortgage Nonbanks

Nonbank mortgage companies would continue to face reporting obligations even if earnings disclosures from public companies become less frequent, as talked about by the Trump administration. Read More

MBA, ABA Urge Congress to Pursue NFIP Reform

The trade groups offered suggestions to lawmakers as part of a bipartisan effort to reform the National Flood Insurance Program. Read More

Proposed Servicing Reforms Could Add Costs

Proposed changes to servicing rules to discourage foreclosures or require nonbanks to maintain cash buffers could add costs for borrowers, according to a report from the Congressional Research Service. Read More

Broker Group, Former Chair Battle Over Wages Continues

Katie Sweeney denied allegations from the Association of Independent Mortgage Experts that she steered sponsorships and contracts away from the trade group for personal gain. Read More

Latest Imf News

  • MBA Seeks Credit Score Threshold for Tri-Merge at GSEs

  • REITs Add to Agency MBS Holdings in Third Quarter

  • Fannie Looks to Have Walked Back Net Worth Proposal

  • Mutual of Omaha to Issue Securitization With Proprietary Reverse Mortgages

More Imf News

Featured Data

  • Non-Agency Jumbo Originations Slow in Third Quarter

  • Jumbo Servicing Volume Slightly Down in Third Quarter

  • Refis Lift Agency MBS to Three-Year High in November

  • Broker Channel Regains Some Share in Third Quarter

More Featured Data

Featured Reports

  • Lender Profiles 2Q25: Top 25 (PDF)

  • GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

  • Mortgage Profitability Report 2Q25 (PDF)

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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