Cart

Inside Mortgage Finance

November 21, 2024

View Archived Issues

Government-Insured Lending Share Up in Third Quarter

Government-insured products accounted for 27.1% of total first-lien originations in the third quarter compared with a 25.3% share the previous quarter. Streamline refi programs helped increase FHA/VA market share. (Includes two data tables.) Read More

HUD Reviewing FHA Pricing Post Strong MMIF Results

With the latest MMIF audit showing a strong capital reserve ratio, the FHA commissioner said it’s probably time to take action on pricing. Read More

Growing: MSRs as a Percentage of Nonbank Assets

Increasingly, nonbanks have a large chunk of their assets tied up in mortgage servicing rights — some more than others. Is that a problem? (Includes data table.) Read More

Ohio Bank Aims to be a Player in Warehouse Finance

A 35-year veteran of residential finance — including more than a decade at Wells Fargo — Ken Logan is leading Huntington’s foray into warehouse finance. Also on the menu: loans backed by servicing rights. Read More

Little Activity Expected in Congress Prior to Transition

Industry watchers expect the fiscal year 2025 budget appropriation bill to get kicked further down the road through another continuing resolution. Read More

What Will Trump Do With the GSEs?

Old industry hands like Mike Calhoun of CRL and former FHFA acting Director Ed Demarco say getting the GSEs out of conservatorship might be more complicated than the Trump administration believes. Read More

FHFA Budgets for Growth, Yet Again

If past is prologue, the Federal Housing Finance Agency’s plan to hire as many as 141 employees may only be aspirational. Read More

Recent Borrowers Plan to Refi Even If Rate Cuts Fall Short

The majority of recent homeowners who responded to a survey conducted by TransUnion said they plan to refinance in the next 12 months. Read More

Former Freddie CEO Layton Suggests Getting Rid of MSR

The former Freddie executive said eliminating mortgage servicing rights, or transferring them to the GSEs, would eliminate the need for nonbank mortgage servicers to make servicing advances on delinquent loans. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results