Cart

Inside Mortgage Finance

July 25, 2024

View Archived Issues

Originations Tick Up at Halfway Point in 2024

Mortgage production at the midway point was up a scant 4.1% compared with the first half of 2023. Originations increased sharply on a sequential basis in the second quarter due to a seasonal trend. (Includes two data tables.) Read More

What a Harris Presidency Would Look Like for Housing

With Kamala Harris now the frontrunner to replace Joe Biden as the Democratic nominee, industry experts ponder how closely her housing strategy might mirror that of the current administration. Read More

Purchase-Mortgage Demand Weaker Than Expected

Interest rates on mortgages declined in May and June but demand for purchase mortgages remained constrained. Industry participants aren’t optimistic that production will pick up much through the rest of the year. Read More

FHA Loses Some Share on Purchase Mortgages

FHA purchase-mortgage volume increased 21.4% from the first to the second quarter, based on agency MBS activity. But GSE volume — both with and without private mortgage insurance — increased by more. (Includes three data tables.) Read More

Federal Regulators Publish Guidance on ROVs

The final guidance covers reasons for seeking a reconsideration of value and addresses compliance obligations involving appraisals. Read More

A Benign Quarter for MSR Values, Mostly

The second quarter offered a “shockingly flat” environment for the asset value of mortgage servicing rights. But with interest rates beginning to creep lower, the third quarter could be a different story. Read More

Economic Outlook for the Mortgage Industry

Economists still differ in their forecasts about how many times the Fed will cut rates this year and what that means for mortgage originations. Read More

Some Shifts in Cash Purchase Activity Among Homebuyers

Investors are increasingly turning to the mortgage market to fund their home purchases rather than paying all cash. Read More

Struggling Lenders Turn to Reverse Stock Splits

Two publicly-traded mortgage companies recently completed reverse stock splits and a third split is in the works. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results