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Inside Mortgage Finance

January 4, 2024

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Agency Single-Family Business Stumbles to Close 2023

There weren’t many bright spots in the agency market last year, but a handful of lenders saw sales climb in the fourth quarter. Read More

Senate Republicans Raise Concerns on Capital Proposal

Seven Republicans in the Senate wrote to federal banking regulators, amplifying concerns already raised by mortgage industry participants about proposed revisions to capital requirements for large banks. Read More

Sizing Up MSR Buyers Early in the Year

It’s a new year and MSR sales are already beginning to heat up. But who will the most active buyers be in 2024? Count on Mr. Cooper, JPMorgan and private-equity-backed investors. Read More

Supreme Court Case Could Change Escrow Practices

The Supreme Court will hear a case on whether national banks are required to follow state requirements to pay interest on funds in mortgage escrow accounts. A ruling in favor of national banks could lead to an unlevel playing field, according to state regulators. Read More

Improved Origination Expectations for 2024. However…

The coming year should bring greater origination volumes to the home finance industry. But CEOs shouldn’t order that new Tesla quite yet. To get there, a spark is needed: 5.5% conventional rates, at least. Read More

Green Shoots: Guild’s Common Nears IPO Price

Is the worst of the mortgage market decline finally in the rearview? Maybe. One positive: improving share values of the IPO class of 2020-2021. The best performer in the group: Guild Holdings. Read More

GSEs’ Energy Codes Should Match Those of Other Loan Programs

If the GSEs required stricter energy codes on new homes, savings on utility bills would cover borrowers’ costs within three years, a coalition of advocacy groups said in a letter to the Federal Housing Finance Agency. Read More

First American Works to Recover From Cyber Incident

The company experienced a cyberattack Dec. 20 and took various systems offline to address the issue. System access started to be restored late last week and First American cautioned that sensitive data had been accessed. Read More

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