January 20, 2023 | Inside Mortgage Finance

PMI Volume Hammered in 4Q22 as FHA Gained Share

Average loan sizes generally declined in the agency market last year. But rising mortgage rates pushed agency DTI ratios higher as the year went on. (Includes three data charts.) Read More

Deal Chatter Mounts on MSRs. Wells Fargo Front and Center

Wells Fargo is no longer in love with the mortgage business. We all know that, but is the bank contemplating large-scale sales of its massive MSR portfolio? Not likely. Read More

CFPB Floats Rule for Registry of Nonbank Form Contracts

The Consumer Financial Protection Bureau wants nonbanks to submit information about terms and conditions they use in form contracts that might restrict consumer rights and protections. Read More

As Anticipated, Tough Mortgage Sledding for the Megabanks in 4Q

Earnings season has arrived for the largest publicly traded depositories. Included in the results: home lending, where a brutal correction continues and depositories are rethinking their roles. Read More

Freddie DTS Credit Fee Caps Don’t Apply to Cash-Out Refis

In a reissued bulletin, the mortgage giant said it will allow some duty-to-serve cash-out refinances to receive 0% credit fee caps because of the confusion caused by an earlier notice. Read More

Beleaguered CrossCountry Accused of Racketeering

Plaintiffs hope that a pattern of illegal contract interference and the theft of trade secrets will justify RICO charges — and treble damages — against the Ohio lender. Read More

Grapevine: FHFA Zeros In on MSR Values / The IPO Dream

The regulator of Fannie and Freddie wants the enterprises to pay close attention to the asset values their customers are placing on their MSR portfolios. Meanwhile, the mortgage company IPO market is dead. Right? Read More

Inside Mortgage Finance

January 19, 2023

View Archived Issues

PMI Volume Hammered in 4Q22 as FHA Gained Share

Deal Chatter Mounts on MSRs. Wells Fargo Front and Center

CFPB Floats Rule for Registry of Nonbank Form Contracts

As Anticipated, Tough Mortgage Sledding for the Megabanks in 4Q

Freddie DTS Credit Fee Caps Don’t Apply to Cash-Out Refis

Beleaguered CrossCountry Accused of Racketeering

Grapevine: FHFA Zeros In on MSR Values / The IPO Dream

Latest Imf News

Appeals Court Grants Rehearing of CFPB Case

Trump Teases Housing Proposal, Promises Lower Interest Rates

House Committee Moves Housing Bill, NFIP Extension

Refis Lead to Increase in Ginnie MBS Issuance in November

Featured Data

Mortgage REITs Up Agency MBS, Shed Non-Agency

Agency Jumbo Business Level During Third Quarter

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

January 19, 2023

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?