July 8, 2022 | Inside Mortgage Finance

Collapsing Refi Activity Pulls 2Q22 Agency Market Lower

Rising mortgage interest rates are crushing the refinance market and creating headwinds for a struggling housing market. Agency single-family business in the second quarter sank to a three-year low. (Includes two data charts.) Read More

FGMC’s Future? After Ch. 11, a Sale of Its Assets

It’s not every day that a mortgage company files for bankruptcy protection, especially one owned by PIMCO. As for the future of that mortgage company, FGMC, a sale of its licenses is expected. After that, it’s game over. Read More

GSEs and FHFA Focusing on Fourth-Party Risk

GSE third-party service providers increasingly have their own third parties that could also pose a risk to the enterprises. Read More

MSRs in the Spotlight as Earnings Season Approaches

With origination profits remaining depressed, most mortgage shops are tapping MSRs to bolster their quarterly results. As that old saying goes, “If you got ‘em, smoke ‘em.” Read More

Home Price Appreciation Shows Signs of Easing

With mortgage rates approaching 6%, home price appreciation may soon peak. Read More

Media Campaign a Shot Across the Bow at Chopra

The U.S. Chamber of Commerce said the multi-pronged assault on CFPB Director Rohit Chopra is an attempt to make rulemaking more predictable and halt the surprising actions and aggressive rhetoric. Read More

Federal Regulators Working on a Handful of Mortgage Revisions

Federal regulators have several mortgage-related regulatory revisions in the works, including standards for qualified mortgages and membership at the Federal Home Loan Banks. Read More

Former Ginnie Presidents Ponder the Past and Present

Five former Ginnie Mae presidents offered advice to current President Alanna McCargo and her staff at a recent roundtable. Read More

Inside Mortgage Finance

July 7, 2022

View Archived Issues

Collapsing Refi Activity Pulls 2Q22 Agency Market Lower

FGMC’s Future? After Ch. 11, a Sale of Its Assets

GSEs and FHFA Focusing on Fourth-Party Risk

MSRs in the Spotlight as Earnings Season Approaches

Home Price Appreciation Shows Signs of Easing

Media Campaign a Shot Across the Bow at Chopra

Federal Regulators Working on a Handful of Mortgage Revisions

Former Ginnie Presidents Ponder the Past and Present

Latest Imf News

UWM’s Ishbia Not Impressed With Management at Two Harbors

Originations Increase, Losses Jump at Better in First Quarter

Net Interest Income Varies at Fannie, Freddie

Real Estate Company reAlpha Lays Off 25% of Staff

Featured Data

Mixed Trends for Mortgage Originations in 1Q

Mortgage Complaints Filed With the CFPB Surge in 1Q

Depository Servicers End Slide in Servicing Share

Bulk Agency MSR Sales Back to Normal in First Quarter

Featured Reports

IMF HMDA Dashboard: 2025

2026 Mortgage Market Statistical Annual (PDF)

Mortgage Servicing Rights Report: 4Q25 (PDF)

Agency Seller-Issuer Profile: 4Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

July 7, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?