January 7, 2021 | Inside Mortgage Finance

Agencies Set Annual Record in 2021 Despite 4Q21 Slump

Refinancing continued to account for most new business at Fannie Mae, Freddie Mac and Ginnie Mae in 2021, and the biggest gain was in purchase-mortgage activity. (Includes two data charts.) Read More

FHFA Hikes LLPAs on Second-Home and Some High-Balance Loans

Loan-level price adjustments charged by the government-sponsored enterprises for loans in high-cost areas and for second-home mortgages are set to increase this spring. Read More

Decline in Appraisals a Likely Cause for Concern

Lenders are increasingly using evaluations to determine home values rather than completing full appraisals. The evaluations carry risks for both lenders and borrowers, according to a recent report by the Government Accountability Office. Read More

As Mortgage Stocks Swoon, Better Hangs in the Balance

The market isn’t viewing publicly traded mortgage lenders favorably these days and that’s a problem for the one remaining IPO/SPAC candidate: Better.com. Read More

Industry Nears Third Year of Disruption as Omicron Surges

The mortgage finance and housing industries are monitoring the surge of the omicron variant of the coronavirus. Read More

Carrington’s ‘Employee Raiding’ Lawsuit Leads Elsewhere

Two nonbanks are trading accusations tied to the pilfering of staff, at least that’s how it started. Eventually, the case could be settled out of court but not before some damaging allegations get aired in public. Read More

FHFA is Warming up to Climate Change Agenda

Acting Director Sandra Thompson has directed Freddie Mac and Fannie Mae to factor climate change into their business decision-making. Read More

Democrat Control of FDIC Could Lead to Tighter Merger Rules

FDIC Chair Jelena McWilliams’ resignation clears the path for Democratic control of FDIC rulemaking, which could translate into tougher bank merger rules. Read More

Grapevine: The First M&A Shot is Fired / Rocket’s New Man at the Top

It could be a brisk year for mortgage company sales. But how fierce might the roll-up be? Changes in Rocket’s C-suite. Read More

Inside Mortgage Finance

January 6, 2022

View Archived Issues

Agencies Set Annual Record in 2021 Despite 4Q21 Slump

FHFA Hikes LLPAs on Second-Home and Some High-Balance Loans

Decline in Appraisals a Likely Cause for Concern

As Mortgage Stocks Swoon, Better Hangs in the Balance

Industry Nears Third Year of Disruption as Omicron Surges

Carrington’s ‘Employee Raiding’ Lawsuit Leads Elsewhere

FHFA is Warming up to Climate Change Agenda

Democrat Control of FDIC Could Lead to Tighter Merger Rules

Grapevine: The First M&A Shot is Fired / Rocket’s New Man at the Top

Latest Imf News

UWM to Acquire Two Harbors, Eyeing Servicing

Mortgage Broker Jobs Increase in October; Others Decline

New Freddie CEO Out of Retirement After Long Term at Deloitte

Lennar’s Average Sale Price for New Homes Dropping

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

January 6, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?