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Home » Newsletters » Inside Mortgage Finance

Inside Mortgage Finance

September 23, 2021

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  • Inside Mortgage Finance, Full Issue, September 24, 2021 (PDF)

Home-Equity Lending Revs But Bank Holdings Decline

Most top home-equity lenders reported increased production levels in the second quarter. But retained portfolios of HELOCs and closed-end seconds continued to shrink. (Includes three data charts.) Read More

As 3Q21 Draws to a Close, MSR Deals Proliferate

Two key factors in MSR deals increasing: rates firming up a bit and the calendar. Yearend isn’t all that far away. Read More

Servicers Expect End of COVID Forbearance to be Manageable

Many of the borrowers facing the end of their forbearance plans are struggling financially. Servicers say they’re ready to help, and for those who can’t resume payments there’s home price appreciation to bank on. Read More

Waters Pushes for Thompson as Permanent FHFA Leader

Progressives call on Biden to pick Sandra Thompson, the first African American and the first woman to head the agency, for the top position. Not incidentally, she may also be the most qualified for the job. Read More

Industry Wants More Details on Employee Vaccination Mandates

The Department of Labor is developing a temporary standard that will require employers with 100 or more employees to ensure all workers are vaccinated against COVID or show a negative test at least once a week. Read More

Industry, Regulators Ponder Climate Change Disclosures

As federal regulators consider ways to oversee how mortgage lenders disclose climate change risk to borrowers, industry participants warned of unintended consequences if the rules aren’t carefully crafted. Read More

MBA Aims to Help Close Racial Homeownership Gap

The industry trade group has announced a new policy initiative to help minority families build generational wealth through homeownership. Read More

Thompson Quietly Reshuffles FHFA Leadership Team

Thompson puts her stamp on the agency, even while rumors suggest the Biden administration could replace her with a permanent director. Read More

Grapevine: Appraisal Bias; Lenders Embracing WFH for Long Term

Freddie finds trends of bias in appraisal practices; Freedom Mortgage and Mr. Cooper will allow employees to work from home long term. Read More

Latest Imf News

  • Retail Market Share for Nonconforming Originations Drops

  • Industry Groups Show Support for Executive Order on AI

  • Planet Home Leverages the Ginnie PIIT Program

  • Home Equity Declines in 3Q

More Imf News

Featured Data

  • Non-Agency Jumbo Originations Slow in Third Quarter

  • Jumbo Servicing Volume Slightly Down in Third Quarter

  • Refis Lift Agency MBS to Three-Year High in November

  • Broker Channel Regains Some Share in Third Quarter

More Featured Data

Featured Reports

  • Lender Profiles 2Q25: Top 25 (PDF)

  • GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

  • Mortgage Profitability Report 2Q25 (PDF)

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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