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Home » Newsletters » Inside Mortgage Finance

Inside Mortgage Finance

April 15, 2021

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Download Files:

  • Mortgage Market Indicators, April 16, 2021 (PDF)
  • Inside Mortgage Finance, Full Issue, April 16, 2021 (PDF)

Lopsided Growth in Agency Servicing Market in 1Q21

Freddie saw a huge gain in single-family servicing in early 2021, especially among nonbank servicers, while slumping FHA production led to a decline in Ginnie servicing. (Includes two data charts.) Read More

Mortgage M&A Heats Up with Caliber-NRIC Deal

Last week, word began to leak out that Caliber Home Loans was talking to New Residential Investment Corp. about a deal. Turns out, the sale chatter was true. Read More

What to Know About the End of the ‘GSE Patch’

Though the CFPB wants to allow lenders to continue to use the patch for another 18 months, the PSPA requires Fannie and Freddie to cease buying patch loans as of July 1. Read More

HUD Planning to Restore 2013 Disparate-Impact Rule?

The return to fair lending standards set in 2013 by the Obama administration but shelved by Trump will acknowledge there’s no room for discrimination in housing. Read More

Underwriters and Processors, Your Time Has Passed (Maybe)

The mortgage hiring game in a nutshell: Loan officers are in demand, processors and underwriters, not so much. Read More

Study Finds Refis Mainly Benefit the Rich

Researchers looking at proprietary Freddie Mac data found that the wealthiest 10% of borrowers saved $5 billion more on their mortgage refinances in 2020 than all other borrowers combined. Read More

Chase Settles Mortgage Escrow Lawsuit

The megabank has agreed to pay $11.5 million to resolve a class action law-suit accusing it of violating state laws by failing to pay interest on funds held in mortgage escrow accounts. Read More

Grapevine: $500 Million Says A Lot; Mortgage Tally: JPM Up, Wells Down

SoftBank places a $500 million bet on the digitization of residential finance by taking a stake in Better.com. Also, mortgage earnings season has begun. Read More

Latest Imf News

  • Rocket the First Nonbank to Top Owned Servicing Ranking

  • House Passes Legislation Aimed at Housing Affordability

  • CFPB Revises Complaint Process for Credit Report Issues

  • Consumer Advocates Seek Financial Relief for Borrowers in Minnesota

More Imf News

Featured Data

  • Mortgage Complaints to CFPB Tick Up in Fourth Quarter

  • Agency MSR Transfers Pick Up in Fourth Quarter of 2025

  • Record Year for CLO, But Issuance Slowed in 4Q25

  • Originations Increase in Fourth Quarter With Refi Push

More Featured Data

Featured Reports

  • IMF Mortgage Directory: Full interactive database

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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