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Inside Mortgage Finance

January 28, 2021

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Mortgage Lending Rockets Over $4 Trillion in 2020

Mortgage production exploded in the second half of the year, pushing 2020 past the all-time high set back in 2003. Agency business and nonbanks saw the biggest gains. (Includes two data charts.) Read More

A Banner Year for IPOs and IPO-Bound CEOs

Record loan production translates into record paychecks for CEOs. Right? If there’s an IPO involved, yes, but there are exceptions. (Includes data chart.) Read More

On Deck: A 25-bp Cut in the Annual FHA Premium?

Since President Biden’s inauguration last week, speculation has risen that the FHA might trim its annual insurance premiums. Read More

Pandemic’s Long-Lasting Impact on Non-QM Lending

Volatility in the secondary market for non-QMs receded within two months but originations are still nowhere near pre-pandemic levels. Reason: lenders focusing on agency refis. Read More

Will Yellen Make GSEs’ Exit from Conservatorship Easier?

Industry insiders speculate on how the Biden administration might alter the recently amended preferred stock purchase agreement. Read More

A Mad Rush to Sell MSRs and Fears About Pricing

Suddenly, it’s a great time to sell servicing rights. But if too many offload receivables at the same time, prices could suffer. A conundrum in the making? Read More

CFPB Finds Issues with Mortgage Servicing During Pandemic

The bureau’s prioritized assessments are not designed to identify violations but are intended to spot and assess risks in order to prevent consumer harm. Read More

Industry Calls for $25 Billion in Housing Assistance

The fund could be modeled after the Hardest Hit Fund, providing funds to state housing finance agencies to help borrowers bring their mortgages current. Read More

Senate Democrats Once Again Seek Answers on NPL Sales

Democrats on the Senate Banking Committee are putting pressure on FHFA to answer whether the GSEs’ NPL sales impact homeowners’ access to foreclosure and forbearance protections under the CARES Act. Read More

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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