| Inside Mortgage Finance

Stampede to Conventional-Conforming Market in 3Q20

Conventional-conforming production accounted for a whopping 72% of first-lien originations during the third quarter. Government lending also boomed, but non-agency was down. (Includes two data charts.) Read More

FHFA Mandates 4% Tier I Capital for the GSEs

The industry was not expecting the FHFA to give ground on 4% Tier I capital for Fannie and Freddie. Now for the big question: What does it mean for lenders?

Lenders Defend Nonbanks Against Regulatory Bias

The CEOs of Freedom Mortgage and Caliber Home Loans said nonbanks, which face heavy criticism from regulators, don’t necessarily have a riskier business model than depositories. Read More

Freddie CEO Brickman’s Departure: The First of Many at the GSEs?

Andrew Bon Salle, who runs Fannie’s single-family business, will be leaving later this year. Also, several other key GSE executives are planning departures, according to former and current staff. Read More

A Rebound for MSR Bulk Deals?

Servicing advisors are using the phrase “green shoots” to describe what looks like a revival in MSR sales. But don’t pop the champagne quite yet. Read More

COVID Forbearance Options Differ from Bank to Bank

Only one bank said it “very frequently” offers a reduction in interest rates or principal owed, according to a recent Federal Reserve survey. The most frequently offered relief option for portfolio loans: payment deferrals. Read More

New Leadership May Further Delay CFPB QM Rulemaking

Industry attorneys said a Biden administration may run into legal hurdles if it wants to make substantial changes to the proposed QM rule. The bureau may have to restart the process from scratch. Read More

Shifting Job Trends: From LO to Broker Status?

As originations surge, the mortgage employment picture continues to brighten — that's good news for the rank-and-file but potentially bad news for the C-suite. Read More

MMIF FY20 Capital Ratio Rises. Time to Cut the MIP?

The MMIF enjoys a cash cushion of $77.8 billion for “forward” loans, an increase of $12.2 billion from last year, a HUD audit found. Read More

Inside Mortgage Finance

November 19, 2020

View Archived Issues

Stampede to Conventional-Conforming Market in 3Q20

FHFA Mandates 4% Tier I Capital for the GSEs

Lenders Defend Nonbanks Against Regulatory Bias

Freddie CEO Brickman’s Departure: The First of Many at the GSEs?

A Rebound for MSR Bulk Deals?

COVID Forbearance Options Differ from Bank to Bank

New Leadership May Further Delay CFPB QM Rulemaking

Shifting Job Trends: From LO to Broker Status?

MMIF FY20 Capital Ratio Rises. Time to Cut the MIP?

Latest Imf News

Nonconforming Share of Originations Hits 20.9% in 2025

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Figure Looking to Take Market Share From the GSEs

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Refinances Lift Primary MI to a Strong Finish in 2025

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Agency Channel Analysis: 3Q25 (PDF)

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

November 19, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?