| Inside Mortgage Finance

Retail Lending Soars in 2Q20 While Correspondent Totters

Heavy refinance lending pushed the retail share of second-quarter originations to a record 65.7%. Much of the decline in correspondent came from a handful of key players. (Includes six data charts.) Read More

CFPB Proposes ‘Seasoned’ Qualified Mortgage Category

The new regulatory category would allow non-QMs to obtain QM status as long as they meet certain performance requirements and other standards during the first three years after origination. Read More

Delinquency Trends Far from Uniform Among Servicers, Loan Types

Mortgage delinquencies shot up during the second quarter, though there were variations among servicers and loan types. (Includes data chart.) Read More

Freedom Ends the Suspense, Finally Acquires RoundPoint

It took 15 months for the acquisition-minded Freedom Mortgage to close on RoundPoint. What snarled the deal? Low interest rates, for starters. Read More

Industry Rails Against Steep GSE Refinance Fee

Trade groups point out the irony of raising mortgage rates at a time when the Federal Reserve is spending more than $40 billion a month on agency securities in an attempt to lower the cost of buying or refinancing a loan. Read More

Waiting and Hoping for a Break on GSE LLPAs

At the very least, mortgage executives are hoping for a delay in the implementation date on the new refi fee promulgated by Fannie Mae and Freddie Mac.

CBO Skeptical About GSE Public Offerings

Even under modest assumptions, Fannie and Freddie likely won’t have enough available equity to make a sale of common worthwhile. Read More

California's State-Level CFPB Plan Back on the Table

Mortgage firms in California may face expanded scrutiny over unfair, deceptive and abusive practices, if the proposal passes through. Read More

Fannie Forecasts $2.1 Trillion in Refis for 2020

Despite a sharp drop in GDP in the second quarter, Fannie economists expect mortgage originations to reach $3.4 trillion in 2020, the most since the banner year of 2003. Read More

Inside Mortgage Finance

August 20, 2020

View Archived Issues

Retail Lending Soars in 2Q20 While Correspondent Totters

CFPB Proposes ‘Seasoned’ Qualified Mortgage Category

Delinquency Trends Far from Uniform Among Servicers, Loan Types

Freedom Ends the Suspense, Finally Acquires RoundPoint

Industry Rails Against Steep GSE Refinance Fee

Waiting and Hoping for a Break on GSE LLPAs

CBO Skeptical About GSE Public Offerings

California's State-Level CFPB Plan Back on the Table

Fannie Forecasts $2.1 Trillion in Refis for 2020

Latest Imf News

Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

Average Home Sale Price at KB Home Drops to 2023 Level

Ginnie to Align Liquidation Reporting With GSE Standards

Non-QM Lenders Tapping AI to Automate Underwriting

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

August 20, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?