| Inside Mortgage Finance

Conventional-Conforming Share of Lending Up in 1Q

Conventional-conforming mortgages accounted for 54.3% of originations in the first quarter of 2026. Rocket Mortgage was the top producer of the loans in the quarter. (Includes two data tables.) Read More

Rate Cut Under New Fed Chair Unlikely This Year

The interest rate outlook is looking better for MSR values than it is for mortgage originations. New Fed Chair Kevin Warsh faces headwinds on a rate cut this year, with some economists anticipating that the next move by the central bank will actually be a rate hike. Read More

ARM Share Poised to Remain Elevated

The origination share of adjustable-rate mortgages is expected to hold around its current level this year, although a number of variables could cause it to shift. Read More

Rocket, Redfin Offer Discount With Home Purchase

New offering lets homebuyers save up to $20,000 on a home purchase or sale when they use Rocket and a Redfin agent. Read More

Texas Capital Launches Mortgage Asset Trading Platform

The parent company of Texas Capital Bank has a new mortgage trading platform, consolidating the asset lifecycle into one offering. Read More

Trump Warns Lenders of Risk Posed by Noncitizens

The Trump administration has directed the CFPB to remind lenders that they should consider that deportation and loss of wages are risks when extending credit to certain noncitizens. Read More

Trade Groups Back FSOC Changes to Nonbank Designations

The proposal would reinstate several elements of FSOC’s 2019 nonbank designation guidance in addition to some new changes. Read More

Grapevine: CFPB ECOA Rule Challenged; FHA Sticks With Tri-Merge

A lawsuit seeks to block a new CFPB rule loosening anti-discrimination regulations; FHA will continue to use the tri-merge credit pull process; bill passed by House would increase fees on VA home loans to pay for expanded benefits for veterans; delinquencies stay firm in April. Read More

Inside Mortgage Finance

May 28, 2026

View Archived Issues

Conventional-Conforming Share of Lending Up in 1Q

Rate Cut Under New Fed Chair Unlikely This Year

ARM Share Poised to Remain Elevated

Rocket, Redfin Offer Discount With Home Purchase

Texas Capital Launches Mortgage Asset Trading Platform

Trump Warns Lenders of Risk Posed by Noncitizens

Trade Groups Back FSOC Changes to Nonbank Designations

Grapevine: CFPB ECOA Rule Challenged; FHA Sticks With Tri-Merge

Latest Imf News

FHLBank Profits Slide Slightly in 1Q

VA Issues Loss-Mit Update

Calls to Prioritize Updates to Reg X Ramp Up

OceanFirst Bank Issuing CRT Deal With Residential Mortgages

Featured Data

Nonbanks See Rebound in Mortgage-Banking Income

Bank MBS Holdings Rise in 1Q26, Investors Like Ginnie

Refi Share of Originations Nears 50% in First Quarter

GSE Deliveries Increase in April, Credit Box Tightens

Featured Reports

2026 Mortgage Market Statistical Annual (PDF)

Mortgage Servicing Rights Report: 4Q25 (PDF)

Mortgage Profitability Report 4Q25 (PDF)

Lender Profiles 4Q25: Top 25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

May 28, 2026

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?