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Inside Mortgage Finance

February 5, 2026

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New Nonbank Servicing Giant Emerges in Fourth Quarter

Rocket Mortgage ended the fourth quarter of 2025 with more than $2 trillion in primary servicing, thanks to its acquisition of Mr. Cooper Group. And for the first time a bank isn’t first in owned servicing. (Includes three data tables.) Read More

MBA Criticizes CDIA Argument Over Credit Report Requirements

Bob Broeksmit, president and CEO of MBA, said the CDIA is distorting mortgage lenders’ position and reason for urging a change to the tri-merge credit reporting requirement. Read More

VantageScore 4.0 Was Not Approved by GSEs

Documents released under a FOIA request indicated that the GSEs’ assessment of the new credit score requirements found that a single-bureau credit pull significantly underperformed both the tri-merge and bi-merge. Read More

GSE Privatization Unlikely During Election Year

Pete Mills, a senior vice president at MBA, believes housing affordability initiatives are more likely to come from executive orders this year. Read More

Rocket Sees Strong Mortgage Originations Market in 2026

The lender’s optimism stems from its origination capabilities and its recent acquisitions of Redfin and Mr. Cooper Group. Read More

State Regulators Challenge OCC Preemption Proposals

State regulators said OCC’s proposals seeking to preempt state interest-on-escrow laws exceed its authority and ignore legal precedent. Read More

AARP Sues HECM Lenders Over Alleged Unlawful Fees

AARP filed a class action against Celink and some of its clients, alleging they charged reverse mortgage borrowers onerous fees in violation of state and federal laws. Read More

Trump’s Housing Affordability Conundrum

The president wants to address housing affordability but also wants home prices to remain high because it has made a lot of people wealthy. Read More

As Demand Lags, Homebuyers Snag Discounts

More buyers are securing homes for less than asking prices as a buyer’s market persists, even as median list prices creep up. Read More

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