Cart

Inside Mortgage Finance

December 4, 2025

View Archived Issues

Broker Channel Regains Some Share in Third Quarter

Among the three origination channels, only broker production increased during the third quarter. The broker share of originations neared 20% again during the quarter. (Includes six data tables.) Read More

MBA Faces Pushback on Tri-Merge Shift

The MBA continues to argue that the credit scores provided by Equifax, Experian and TransUnion are now so similar that lenders shouldn’t be required to pull all three. Credit bureaus disagree. Read More

Small Boost to GSE Loan Limits in 2026; Home Price Outlook Flat

Conforming loan limits for mortgages sold to Fannie Mae and Freddie Mac will rise by 3.3% in 2026, the smallest increase since 2017. Read More

Lenders Offer Promotions to Boost Originations in Winter

Several large lenders are offering discounts and promotions to drum up business during a slow time of the year. Read More

Republicans Seek to Reduce Regulations to Help Housing

Participants in the housing market addressed the House Committee on Financial Services this week, broadly seeking deregulatory measures they said would cure the affordability crisis. Read More

UWM to Largely Service In-House by End of 2026

By the end of 2026, the bulk of United Wholesale Mortgage’s servicing will be handled internally, according to CEO and Chairman Mat Ishbia. The nonbank still plans to use subservicers for certain loans. Read More

Complications Await if GSEs Allow Assumable Mortgages

While government-insured mortgages are assumable, few assumptions are completed due to various obstacles. GSE mortgages were also assumable until the 1980s, when legal issues prompted a change. Read More

Grapevine: Bank Regulators Eye Mortgage Relief; FICO 10T Data

The Basel III re-proposal could include relief for mortgages; FICO to release historical data for 10T score. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results