Cart

Inside Mortgage Finance

July 16, 2026

View Archived Issues

Nonbanks Gain More Agency Servicing Share in Second Quarter

The nonbank share of agency servicing increased to 68.6% at the end of June. Rocket remained the top servicer, though the nonbank’s servicing portfolio declined during the second quarter. (Includes two data tables.) Read More

Implementation of New Housing Law to Take Time

Any impact from the landmark 21st Century ROAD to Housing Act could take years, with the Republicans proudly touting that the law doesn’t include any new funding. Read More

FICO 10T Seen as Having an Edge on Default Projections

Historic data appear to show that FICO 10T credit scores are slightly more accurate than VantageScore 4.0 at predicting defaults. Read More

Market Dynamics Shifting Distributed Retail Strategies

Lenders are adjusting their retail strategies, with some investing more heavily in distributed retail and others looking more closely at wholesale and direct-to-consumer. Read More

Vought Backs Legislative Changes to CFPB

In his first appearance before Congress as CFPB acting director, Russell Vought argued that changes to the CFPB were necessary as the bureau was “out-of-control.” Read More

Largest Banks Increase Originations in Second Quarter

Originations were up 27.7% at JPMorgan Chase. BofA posted a similar gain as Chase while Wells Fargo’s production was up more than 40%. Mortgage revenue, meanwhile, declined at Chase and Wells. Read More

Capital Relief Sought for Loans Backed by Private MI

The revised Basel proposal doesn’t provide any capital relief for bank holdings of mortgages that carry private mortgage insurance. Read More

Fed Plans New CRA Rule, FDIC and OCC May Sit Out

The Federal Reserve is poised to issue a final rule adjusting requirements under the Community Reinvestment Act. It’s unclear if the Fed’s final rule will be issued jointly with the OCC and FDIC. Read More

UWM Still on M&A Path for Servicing Capabilities

Despite its failed bid for Two Harbors, analysts expect United Wholesale Mortgage to continue its search for a servicing platform. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results