June 20, 2025

Retail Share of Originations Slips Across Loan Types

The retail channel lost market share in conventional-conforming, government-insured and nonconforming originations in the first quarter of 2025. (Includes two data tables.) Read More

HUD Counseling Services Save Lenders Time, Money

HUD housing counseling services help streamline the application process for borrowers, saving originators time and money, panelists said last week at MISMO’s spring summit in Boston. Read More

Bank Retail Originations and Loan Sales Decline in 1Q25

Although mortgage production and loan sales fell in the first quarter of 2025, banks and thrifts saw a significant increase in income from mortgage-banking operations. (Includes two data tables.) Read More

Correspondent Non-QM Lenders Tout Benefits of Channel

Officials that operate non-QM correspondent platforms suggest that mortgage brokers can see success by shifting channels. Read More

Repurchases By Banks Decline in First Quarter

Some 82 banks and thrifts completed repurchases and indemnifications of residential mortgages during the first quarter of 2025. Repurchase volume was down 16.3% compared with the previous quarter. (Includes data table.) Read More

Zillow Working to Integrate Services for Homebuyers

Zillow’s “enhanced markets” strategy pairs high-performing real estate agents with loan originators from Zillow’s mortgage unit. The effort helped Zillow double its originations on an annual basis in 2024. Read More

Republicans Seek to Offload Federal Land for Housing

A provision in the Senate’s tax and spending bill would require the government to sell some federal land for residential housing development. Read More

Data Privacy, Automation Help Minority Borrowers

In states with data privacy laws, the mortgage-denial gap between minority and non-minority mortgage borrowers is 3% lower than in states without the privacy laws, according to researchers. Read More

Inside Mortgage Trends

View Archived Issues

Retail Share of Originations Slips Across Loan Types

HUD Counseling Services Save Lenders Time, Money

Bank Retail Originations and Loan Sales Decline in 1Q25

Correspondent Non-QM Lenders Tout Benefits of Channel

Repurchases By Banks Decline in First Quarter

Zillow Working to Integrate Services for Homebuyers

Republicans Seek to Offload Federal Land for Housing

Data Privacy, Automation Help Minority Borrowers

Latest Imf News

Agency Jumbo Volume Holds Steady in Third Quarter

Housing Bill With Bipartisan Support Introduced in House

Fannie Mae’s MBS Holdings Increase Again in November

Trump Admin Reorients FSOC to Growth and De-Regulation

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

June 20, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?