May 23, 2025

Nonbank Mortgage Banking Income Crumbles in 1Q25

Nonbanks reported a huge decline in servicing income during the first quarter, on the heels of a bonanza driven by MSR markups in the prior period. Meanwhile, gain-on-sale revenue fell as loan production volume declined sharply. (Includes data table.) Read More

Bank Servicing for Others Continues to Dwindle

The amount of mortgage servicing handled by banks and savings institutions for other investors continued to shrink in the early months of 2025. (Includes data table.) Read More

Regulators Look to Integrate AI Within Mortgage Lender Exams

State regulators are looking to reduce regulatory burdens by partnering with the private sector to use technology and improve supervision efficiency. Read More

Better Pitching Its Mortgage Software to Banks

New York-based fintech Better is branching out by selling its AI-driven mortgage underwriting software to banks. Read More

Republicans Push for Expansion of Manufactured Housing

House Republicans introduced bills to expand production of, and access to, manufactured housing as one antidote to the current housing shortage. Read More

How AI Is Revolutionizing Mortgage Lending

Rent payment history and bank account income verification are just the start. Machine learning algorithms also promise better risk assessment and more accurate pricing for that risk. Read More

Rising Homeowners Insurance Rates Creating Affordability Issues

The federal government should put an emphasis on building affordable housing with resilient materials that can withstand natural disasters, according to Rep. Mike Flood, R-NE. Read More

Grapevine: Rocket, UWM Owners Selling Stock; Tech Updates

Rocket Mortgage, United Wholesale Mortgage to increase stock float; UWM launches tech offerings for brokers; Blend selling title insurance unit. Read More

Inside Mortgage Trends

View Archived Issues

Nonbank Mortgage Banking Income Crumbles in 1Q25

Bank Servicing for Others Continues to Dwindle

Regulators Look to Integrate AI Within Mortgage Lender Exams

Better Pitching Its Mortgage Software to Banks

Republicans Push for Expansion of Manufactured Housing

How AI Is Revolutionizing Mortgage Lending

Rising Homeowners Insurance Rates Creating Affordability Issues

Grapevine: Rocket, UWM Owners Selling Stock; Tech Updates

Latest Imf News

Retail Channel Regains Some Share of Originations in 2025

ARMs From Nonbanks Head Into MBS From Redwood

Non-Agency MBS Issuers Expect Benefits From Disclosure Shift

FHA Faulted on Now-Rescinded Foreclosure Sale Program

Featured Data

Bank Servicing Declines in 4Q, MSR Fair Values Up

Mortgage-Banking Earnings at Banks Level Off in 4Q

Fannie Mae, Freddie Mac Profits Decline in 2025

Home Equity Loan Securitization Growth Levels Off

Featured Reports

Top Mortgage Players: 3Q25 (PDF)

Lender Profiles 3Q25: Top 25 (PDF subscription)

Mortgage Profitability Report 3Q25 (PDF)

Agency Channel Analysis: 4Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

May 23, 2025

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?