March 14, 2025

Nonbanks Win Big in 4Q24 MSR Valuation Sweepstakes

Mortgage-banking income reported by nonbank lenders nearly tripled in the fourth quarter to $3.86 billion. The gain came from massive markups of MSR values thanks to rising interest rates. (Includes data table.) Read More

loanDepot Takes Loss in 4Q, Preps for Executive Shuffle

After achieving profitability in the third quarter, loanDepot returned to the red in the fourth quarter. And the CEO brought on to turn the nonbank’s fortunes around three years ago is departing, with company founder Anthony Hsieh taking a larger role. Read More

Guild Selling More Servicing, Citing Investor Demand

With bids for MSRs remaining strong, Guild Mortgage sharply reduced the share of its mortgages originated with servicing retained in 2024. Read More

Mortgage Repurchases by Banks and Thrifts Up in 4Q

For the full year, though, total bank repurchases declined to $1.02 billion, down 23.8% from 2023. (Includes data table.) Read More

House Republicans Weigh Zoning Changes for Housing

House Republicans are considering ways to relax certain state and local requirements to encourage the construction of more homes at a lower cost. Read More

Borrowers Juggle Rising Homeowner Insurance Costs

Faced with an average 14% increase in insurance premiums last year, homeowners are electing higher deductibles and switching providers to ease their financial burdens, while others are weighing moving. Read More

Insolvent Households Increasingly Prioritize Mortgage Payments

For many years, when households couldn’t afford to pay all their bills, they prioritized their auto loan payments. But as home prices have soared, mortgage payments have taken precedence. Read More

Grapevine: Rocket’s Plan for Redfin; PennyMac an Olympic Sponsor

When Rocket’s acquisition of Redfin could pay off; PennyMac sponsoring Team USA at Olympics; TransUnion brings on verification tool from Truework; Eastside Distilling now Beeline Holdings, a mortgage company. Read More

Inside Mortgage Trends

View Archived Issues

Nonbanks Win Big in 4Q24 MSR Valuation Sweepstakes

loanDepot Takes Loss in 4Q, Preps for Executive Shuffle

Guild Selling More Servicing, Citing Investor Demand

Mortgage Repurchases by Banks and Thrifts Up in 4Q

House Republicans Weigh Zoning Changes for Housing

Borrowers Juggle Rising Homeowner Insurance Costs

Insolvent Households Increasingly Prioritize Mortgage Payments

Grapevine: Rocket’s Plan for Redfin; PennyMac an Olympic Sponsor

Latest Imf News

Agency Jumbo Volume Holds Steady in Third Quarter

Housing Bill With Bipartisan Support Introduced in House

Fannie Mae’s MBS Holdings Increase Again in November

Trump Admin Reorients FSOC to Growth and De-Regulation

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

March 14, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?