January 17, 2025

Bulk MSR Transfers Slow in 4Q24, Shift Down in Coupon

Flagstar’s transfer of $73.9 billion of agency servicing rights accounted for over a third of the bulk MSR transfers in the fourth quarter. Coissuance volume was up slightly with higher agency MBS issuance. (Includes three data tables.) Read More

HUD Secretary Nominee Turner Punts on Budget Questions

Scott Turner, nominee for secretary of the Department of Housing and Urban Development, told senators during his confirmation hearing that Congress holds the purse strings. Read More

Delinquencies on Loans in Agency MBS Rise in 4Q

The total delinquency rate on loans in agency MBS increased by 24 basis points during the fourth quarter. Delinquencies were up at FHA, VA and the GSEs. The rate is expected to rise modestly in 2025. (Includes data table.) Read More

Lenders See Benefits, Challenges With eClosing

While electronic closings offer faster turn times, adoption of the technology comes with some complications. Still, the share of eNotes is expected to triple by 2028. Read More

MBA Seeks to Shape Colorado AI Anti-Discrimination Regulation

The state’s anti-discrimination law is the first of its kind and will go into effect in 2026. Read More

Servicers, Lenders Eye Tech Optimization Amid Uncertainty

Economic uncertainty will require mortgage companies to be more flexible in how they scale their operations. Read More

Mortgage Servicers Complicate Divorce Process

Recently divorced or widowed homeowners told the CFPB that mortgage servicers sometimes say they must refinance, even when they should be able assume the existing mortgage. Read More

Grapevine: FCC Warns of Spoof Calls; Rocket Starts Rebrand

FCC warns scammers are successfully impersonating mortgage companies; Rocket begins first phase of rebrand; household growth expected to slow; MBA expands college program; Lower acquires technology vendor; MTC increases transparency on MSR valuations; Voxtur Analytics considering a sale; automated loan mod offering. Read More

Inside Mortgage Trends

View Archived Issues

Bulk MSR Transfers Slow in 4Q24, Shift Down in Coupon

HUD Secretary Nominee Turner Punts on Budget Questions

Delinquencies on Loans in Agency MBS Rise in 4Q

Lenders See Benefits, Challenges With eClosing

MBA Seeks to Shape Colorado AI Anti-Discrimination Regulation

Servicers, Lenders Eye Tech Optimization Amid Uncertainty

Mortgage Servicers Complicate Divorce Process

Grapevine: FCC Warns of Spoof Calls; Rocket Starts Rebrand

Latest Imf News

Agency Jumbo Volume Holds Steady in Third Quarter

Housing Bill With Bipartisan Support Introduced in House

Fannie Mae’s MBS Holdings Increase Again in November

Trump Admin Reorients FSOC to Growth and De-Regulation

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

January 17, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?