November 1, 2024

Banks Generate Small 3Q24 Gains in Mortgage Banking

JPMorgan Chase reported a $44 million increase in mortgage-banking income during the third quarter of 2024. Twenty-five other publicly traded banks boosted their combined mortgage banking earnings by $13 million. (Includes data table.) Read More

Get Comfortable With AI, Mortgage Industry Urged

The Mortgage Bankers Association hosted experts in artificial intelligence at its annual convention this week to help familiarize attendees with the opportunities AI will bring to their businesses. Read More

Mr. Cooper Leans on Tech to Improve Servicing Efficiency

Investments in technology are helping Mr. Cooper reduce its servicing costs and allowing the industry’s largest servicer to place competitive bids on servicing portfolios. Read More

Mortgage Lenders Find Value In Simplifying Closing Costs

Fannie Mae found that most mortgage lenders think it would be valuable to simplify and standardize closing cost line-item descriptions. Read More

Servicing Borrowers Okay With Chat Technology

A new study from J.D. Power showed that mortgage servicers could better meet customer demands by implementing online chat and AI technologies into their workflows. Read More

Activity Among Homebuyers, Sellers Spiked in September

Home sales and properties on the market increased as buyers and sellers prep for the seasonal slowdown in purchases. Read More

Grapevine: Mortgage Industry All In on AI, Borrowers Have Concerns

Lenders, servicers and tech vendors are touting their latest products that include AI; many borrowers don’t appear to be ready to embrace AI in the mortgage process; and a handful of non-AI announcements. Read More

Inside Mortgage Trends

View Archived Issues

Banks Generate Small 3Q24 Gains in Mortgage Banking

Get Comfortable With AI, Mortgage Industry Urged

Mr. Cooper Leans on Tech to Improve Servicing Efficiency

Mortgage Lenders Find Value In Simplifying Closing Costs

Servicing Borrowers Okay With Chat Technology

Activity Among Homebuyers, Sellers Spiked in September

Grapevine: Mortgage Industry All In on AI, Borrowers Have Concerns

Latest Imf News

Agency Jumbo Volume Holds Steady in Third Quarter

Housing Bill With Bipartisan Support Introduced in House

Fannie Mae’s MBS Holdings Increase Again in November

Trump Admin Reorients FSOC to Growth and De-Regulation

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

November 1, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?