August 9, 2024

Banks Report Steady Results for Mortgage Banking

JPMorgan Chase reported a hefty gain in mortgage-banking income during the second quarter, but most banks saw declines as gain-on-sale margins declined. (Includes data table.) Read More

Third-Party Channels Gain Share in Agency Market

The retail channel’s share of agency MBS production slipped from 47.4% in the first quarter to 45.6% in the second quarter. The correspondent and broker channels gained share. (Includes two data tables.) Read More

Rocket Works on Sustainable Market Share Growth

Rocket is turning profits again after taking a loss in 2023. Now the lender is working to regain the market share it lost, using various strategies for both purchase mortgages and refinances. Read More

CFPB’s Title Insurance RFI Draws Mixed Responses

Shifting the burden of title insurance from borrowers to lenders may not provide the best overall cost savings, according to economists at the Urban Institute. Read More

What to Expect When You’re Expecting to Sell MSR

New to the servicing sales arena? Been keeping your portfolio forever and are ready to off-load some of it and book a gain? There’s a few basic things you should know. Read More

Vendors Offer New Income Verification Tools

CoreLogic and Equifax launched new income verification tools ahead of an anticipated increase in purchase originations. Read More

Data Plays Big Role in Successful SPCP Design

Lenders should carefully consider geographic-specific data when crafting special purpose credit programs, according to an Urban Institute report on designing SPCPs. Read More

The Rising Cost of Having a Place to Call Home

FHFA economists estimate that the average required monthly payment for a new mortgage rose 57% between 2022 and the end of 2023. Read More

Inside Mortgage Trends

View Archived Issues

Banks Report Steady Results for Mortgage Banking

Third-Party Channels Gain Share in Agency Market

Rocket Works on Sustainable Market Share Growth

CFPB’s Title Insurance RFI Draws Mixed Responses

What to Expect When You’re Expecting to Sell MSR

Vendors Offer New Income Verification Tools

Data Plays Big Role in Successful SPCP Design

The Rising Cost of Having a Place to Call Home

Latest Imf News

VA Getting Closer to Launching Partial Claim Program

GSEs’ Mortgage Holdings Increase by 26% in Fourth Quarter

Homebuilder Confidence Declines, Affordability Issues Persist

MFA Financial Increases Income in Fourth Quarter

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

Featured Reports

Mortgage Profitability Report 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

August 9, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?