February 23, 2024

Bank Mortgage Banking Income Plummets in Fourth Quarter

FDIC call-report data show mortgage banking income at banks and thrifts declined by a quarter sequentially, although full-year profits dropped by just 4%. Chase was easily the most profitable bank in the mortgage sector. (Includes data table.) Read More

Mortgage Lenders Should Seek Other Lead Sources

As lawmakers move to ban the use of trigger leads, lenders should focus their dollars on other marketing sources. Read More

CHLA Wants Discounts on ‘Soft’ Credit Pulls Restored

The Community Home Lenders of America last week wrote to the CEOs of credit bureaus Equifax, TransUnion and Experian, asking them to roll back recent price increases on soft credit pulls. Read More

Bank and Thrift SFO Volume Declines, Values Ease

The banking industry reported a slight contraction in its servicing for others in the fourth quarter of 2023. Wells Fargo accounted for a significant share of the industry’s decline. (Includes data table.) Read More

Servicers Should Monitor QC Compliance, Experts Say

One area of particular concern among quality control regulators is mortgage servicing rights transfers, a Mortgage Quality Management & Research vice president said last week. Read More

ICE Mortgage Technology Forecasts Modest Growth

The company estimates mortgage technology segment revenue growth in the low to mid-single-digit range this year. The segment boosted revenue by 17% in 2023. Read More

Study Shows How Political Leaning Impacts Lending

Research shows that minority homebuyers are more likely to be approved for a loan if their loan officer is a Democrat. Read More

Survey Finds Lack of Escrow Account Understanding

Increases in property taxes and home insurance that bump escrow amounts could put homeowners in financial hardship, according to a new survey by Lereta. Read More

Inside Mortgage Trends

View Archived Issues

Bank Mortgage Banking Income Plummets in Fourth Quarter

Mortgage Lenders Should Seek Other Lead Sources

CHLA Wants Discounts on ‘Soft’ Credit Pulls Restored

Bank and Thrift SFO Volume Declines, Values Ease

Servicers Should Monitor QC Compliance, Experts Say

ICE Mortgage Technology Forecasts Modest Growth

Study Shows How Political Leaning Impacts Lending

Survey Finds Lack of Escrow Account Understanding

Latest Imf News

AGNC Tops Annaly Among REIT MBS Investors

Investors Warn Against Expanding Non-QM Credit Box

FHFA Seeks Fraud Enforcement Power From Congress

CFPB’s Revised Complaint Process Draws Mixed Reviews

Featured Data

Agency MBS Issuance Down in May as Refinance Falters

Correspondent Share Slips in First Quarter of 2026

FHA Refis Sole Bright Spot in First-Quarter Originations

Banks’ Mortgage Holdings Inch Down in First Quarter

Featured Reports

Agency Channel Analysis: 1Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

2026 Mortgage Market Statistical Annual (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

February 23, 2024

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?