December 8, 2023

Correspondents Gain Share in Conventional-Conforming Market

The correspondent channel gained a significant chunk of market share from retail in the conventional-conforming market during the third quarter. The broker share stayed steady. Read More

Mortgage-Banking Income at Banks Up in Third Quarter

Earnings ticked up in the third quarter, with some large banks posting significant increases in income. Loan sales and markups in mortgage servicing rights played a role in the improved profits. Read More

Recapturing Borrowers a Major Factor in Servicing Decisions

Should lenders retain servicing duties or let a subservicer handle those responsibilities? Subservicers suggest they’re the best option. Read More

Lenders Turn to Amazon for Digital Transformation

Amazon Web Services is increasing its offerings designed to automate and digitize the mortgage process. Read More

Stakeholders Debate FEMA Floodplain Policy Proposal

Industry participants generally support the Federal Emergency Management Agency’s proposal to update its Federal Flood Risk Management Standard. Read More

Mortgage Debt Grows Among Older Homeowners

A growing share of older Americans are carrying mortgage debt well into their retirement years. Read More

Household Borrowing Shifts Based on Interest Rates

Fed researchers show that, when interest rates increase, refinances decline, but alternative forms of household borrowing increase proportionally. This borrowing substitution diminishes the value of refinances as a path for monetary policy. Read More

Grapevine: Blend Buys Time; Material Weakness in Bank Reporting

Blend paid down a portion of a term loan and extended the loan; Capital City Bank faces material weakness in internal controls; Associated Bank adjusts portfolio lending strategy; First American fined for cybersecurity breach; MISMO launches eVault standards; new tech platform for brokers. Read More

Inside Mortgage Trends

View Archived Issues

Correspondents Gain Share in Conventional-Conforming Market

Mortgage-Banking Income at Banks Up in Third Quarter

Recapturing Borrowers a Major Factor in Servicing Decisions

Lenders Turn to Amazon for Digital Transformation

Stakeholders Debate FEMA Floodplain Policy Proposal

Mortgage Debt Grows Among Older Homeowners

Household Borrowing Shifts Based on Interest Rates

Grapevine: Blend Buys Time; Material Weakness in Bank Reporting

Latest Imf News

Refi Decline Dents GSE Single-Family Business in July

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GSEs Deliver Consistent Profits; No Closer to Solvency

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

December 8, 2023

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?