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Inside Mortgage Trends

April 14, 2023

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GSE Sellers Remain Risk Averse in the First Quarter

The share of mortgages with low credit scores delivered to Fannie Mae and Freddie Mac declined during the first quarter. Loans from the lowest-risk category accounted for 64.35% of the GSE business. (Includes two data charts.) Read More

Private MI Gains Share in Agency Market in 1Q23

Private mortgage insurers gained market share in the agency purchase market during the first quarter, even as securitization of insured mortgages declined. (Includes two data charts.) Read More

MCT Doles Out Mortgage Pipeline Hedging Strategies

The San Diego-based capital markets advisor’s white paper walks originators through the theory of pipeline hedging. Read More

Remote Work Extends Post Pandemic Emergency

Although the COVID-19 national emergency was terminated earlier this week, the trend of remote work among mortgage loan officers continues to grow. Read More

Lenders Must Leverage AI for Fairer Housing Outcomes

While there is potential in the alternative data space to promote fair housing outcomes, the new methods come with their own concurrent risks, according to industry experts. Read More

Lenders Should Use Secret Shoppers, Stratmor Exec Says

Feedback from mystery shoppers posing as would-be borrowers could help mortgage lenders meaningfully improve customer experience, according to Stratmor Group. Read More

Black Knight Touts HELOC Appraisal Tool ‘Validate’

The data analytics firm said its web-based appraisal tool Validate will help streamline the valuation process by removing obstacles caused by traditional in-person appraisals. Read More

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