December 16, 2022

Retail Production Loses Share in Mortgage Market in 3Q22

The retail channel led the decline in originations of conventional-conforming mortgages in the third quarter. And third-party originators managed to slightly increase their activity in the government-insured market. (Includes two data charts.) Read More

Banks Report Slump in 3Q22 Originations, Loan Sales

Banks and thrifts reported significant declines in loan origination volume and loan sales during the third quarter. Even their loan pipelines contracted drastically. (Includes two data charts.) Read More

Bank Mortgage Repurchases Decline in the Third Quarter

Wells Fargo and PNC Bank posted sharp declines in repurchases from the second quarter, though their year-to-date volumes were up from the first nine months of 2021. (Includes data chart.) Read More

Another Bank Gives Up the Ghost of Wholesale Lending

Will the last federally insured depository in wholesale lending please turn off the lights when it leaves? After buying MUFG Union, U.S. Bank is pulling the plug on Union Bank’s loan broker business. Read More

Mortgage Shopping Behavior Little Changed Since 2014

Even repeat, more experienced buyers reported getting only one mortgage quote, according to a new Fannie Mae survey. Read More

Ratings Services: 2023 Will be Tough, But Crash Not Likely

Both Moody’s and Fitch expect a recession in 2023. But, unless conditions change markedly, they predict the impact on the housing market will be limited on a national basis. Read More

Investors Crowding Out Would-Be Homebuyers, Advocates Say

Institutional investors are increasingly scooping up affordable single-family homes, creating an unlevel playing field for low-income first-time homebuyers, affordable housing advocates said at a recent HUD event. Read More

Home Equity Lending to Grow in 2023, TransUnion Says

Tappable home equity should remain sizable in 2023, signaling opportunity for an uptick in home-equity loans. Read More

Inside Mortgage Trends

View Archived Issues

Retail Production Loses Share in Mortgage Market in 3Q22

Banks Report Slump in 3Q22 Originations, Loan Sales

Bank Mortgage Repurchases Decline in the Third Quarter

Another Bank Gives Up the Ghost of Wholesale Lending

Mortgage Shopping Behavior Little Changed Since 2014

Ratings Services: 2023 Will be Tough, But Crash Not Likely

Investors Crowding Out Would-Be Homebuyers, Advocates Say

Home Equity Lending to Grow in 2023, TransUnion Says

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Non-Agency MBS Issuance Hits Post-Crisis High in 1Q

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Featured Data

GSE Deliveries Weaken in First Quarter of 2026

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Structured Finance Market Keeps Momentum Going

Featured Reports

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Mortgage Profitability Report 4Q25 (PDF)

Agency Channel Analysis: 4Q25 (PDF)

Mortgage Servicing Rights Report: 4Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

December 16, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?