December 2, 2022

Servicing Paddles Harder to Keep Lenders Afloat in 3Q22

Servicing became less profitable for many lenders in the third quarter, and it was pressed to cover further deterioration in loan originations and secondary market. (Includes data chart.) Read More

Mortgage Banking Income at Banks Plunges in 3Q22

Thanks to rising interest rates and stunted production volume, banks and thrifts posted their lowest earnings for mortgage banking since the last quarter of 2008. (Includes data chart.) Read More

Servicers Focus on Enriching Customer Relationships

A number of nonbanks are offering home-equity loans and other products as a way to take advantage of the huge mass of mortgage debt that's unlikely to pay off early. Read More

Experts Discuss How Lenders Can Ride Out the Storm

Industry watchers shared some advice and guidance on how lenders can recoup revenue, save costs and drive loan volume in an uncertain market. Read More

Valuation Process Leaves Appraisals Lagging Sale Prices

FHFA economists focus on the mechanisms driving and defining home prices. Read More

Placed-Based Programs Alone Won’t Close Racial Lending Gap: UI

Black and Latino households are disproportionately denied mortgages both within and outside neighborhoods of color, Urban Institute researchers have determined. Read More

Homepoint, Like Many, Seeks to Draw Homebuyers With Discounts

The wholesale lender announced a $500 credit for borrowers seeking Fannie Mae HomePath properties. The program is one of a slew of discounts offered in the past year by lenders trying to generate volume. Read More

Grapevine: The Great Repo Redux / The State of Reverses

The tough origination market is resulting in additional disclosures by lenders trimming their borrowing facilities. Meanwhile, the FHA reverse lending space looks solid, at least for now. Read More

Inside Mortgage Trends

View Archived Issues

Servicing Paddles Harder to Keep Lenders Afloat in 3Q22

Mortgage Banking Income at Banks Plunges in 3Q22

Servicers Focus on Enriching Customer Relationships

Experts Discuss How Lenders Can Ride Out the Storm

Valuation Process Leaves Appraisals Lagging Sale Prices

Placed-Based Programs Alone Won’t Close Racial Lending Gap: UI

Homepoint, Like Many, Seeks to Draw Homebuyers With Discounts

Grapevine: The Great Repo Redux / The State of Reverses

Latest Imf News

AGNC Tops Annaly Among REIT MBS Investors

Investors Warn Against Expanding Non-QM Credit Box

FHFA Seeks Fraud Enforcement Power From Congress

CFPB’s Revised Complaint Process Draws Mixed Reviews

Featured Data

Agency MBS Issuance Down in May as Refinance Falters

Correspondent Share Slips in First Quarter of 2026

FHA Refis Sole Bright Spot in First-Quarter Originations

Banks’ Mortgage Holdings Inch Down in First Quarter

Featured Reports

Agency Channel Analysis: 1Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

2026 Mortgage Market Statistical Annual (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

December 2, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?