November 18, 2022

Nonbanks Endure Another Harsh MB Earnings Cycle

UWM had, by far, the most successful third quarter among publicly traded nonbank mortgage companies, boosting net income by 51% from the previous period. But others saw sharp declines in profitability and four nonbanks posted losses. (Includes data chart.) Read More

Bank and Thrift Servicing Values Continue to Rise in 3Q

Banks and thrifts continued to see more value in their mortgage servicing rights in the third quarter, while their portfolios increased only slightly. (Includes data chart.) Read More

Shifting MSR Market Gives Lenders a Lot to Think About

Loan-level analytics can help small and mid-sized mortgage companies decide whether to sell or retain newly originated mortgage servicing rights as they plan survival strategies for an increasingly hostile market. Read More

Third Layoff Round Strikes Blend Amid Nonstop Losses

The fintech expects cost savings tied to the workforce reductions to materialize starting in the first quarter of 2023. Meanwhile, KBW upgraded the company’s stock to market perform. Read More

Maybe It’s Time to Buy Retail (Branches)?

It's a tough origination market, that's for sure. But when times are tough, opportunities can present themselves. Is now a time to buy retail branches from shops that are struggling? If the price is right, yes. Read More

Multi-Pronged Help Can Boost Black Homeownership

The homeownership rate among young Black adults who completed college is lower than that among young white adults who didn’t finish high school, according to a new report from the Urban Institute. Read More

FHFA: Pandemic Housing Market Was Surprisingly Complicated

COVID sent home prices soaring and sped up sales. But it also created a spike in the proportion of homes removed from the market. Read More

Single Borrowers Benefit More From Forbearance, UI Finds

Single borrowers were more likely to use forbearance programs during the pandemic than coborrowers and were disproportionately helped by them, the Urban Institute found. Read More

Inside Mortgage Trends

View Archived Issues

Nonbanks Endure Another Harsh MB Earnings Cycle

Bank and Thrift Servicing Values Continue to Rise in 3Q

Shifting MSR Market Gives Lenders a Lot to Think About

Third Layoff Round Strikes Blend Amid Nonstop Losses

Maybe It’s Time to Buy Retail (Branches)?

Multi-Pronged Help Can Boost Black Homeownership

FHFA: Pandemic Housing Market Was Surprisingly Complicated

Single Borrowers Benefit More From Forbearance, UI Finds

Latest Imf News

Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

Average Home Sale Price at KB Home Drops to 2023 Level

Ginnie to Align Liquidation Reporting With GSE Standards

Non-QM Lenders Tapping AI to Automate Underwriting

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

November 18, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?