June 3, 2022

Servicing Much More Profitable Than Lending in First Quarter

The rapid increase in interest rates seen in the first quarter took a big bite out of income from production and helped to goose servicing earnings. And while a downturn in originations was expected this year, it could be worse than expected. Read More

CrossCountry Is in the Market to Buy

Word is spreading that CrossCountry Mortgage of Brecksville, OH, is in the hunt to buy other lenders. As for who, that’s a different matter. Read More

Bank MSR Fair Value Ratio Hits Level Last Seen in 2006

The ratio measuring the fair value of banks’ mortgage servicing rights compared with their servicing for others hit a post-2008 high as of the end of March thanks to the spike in interest rates. Read More

Paper Examines Impact of Buyers’ Agent Fees on Mortgages

Requiring homebuyers and sellers to each pay their own agent’s fee would dramatically increase the upfront cash needed to buy a home. Read More

Fannie’s DU Dominates Automated Underwriting in 2021

Usage of Freddie Mac’s Loan Prospector is largely confined to mortgages that will be delivered to the GSEs while usage of Fannie Mae’s Desktop Underwriter is more widespread in the mortgage market. Read More

Rising Rents Pose Challenge for Would-Be Homebuyers

Renters are finding it more challenging to become homeowners as increasing rents eat into downpayment funds and rising interest rates push homes further out of reach. Read More

Grapevine: Home Prices and Interest Rates; Automation at Freddie

Higher interest rates didn’t have much of an impact on home price appreciation in March; Freddie Mac launched new automated underwriting capabilities; Fitch shifts its outlook for ratings of Finance of America Companies to negative; MISMO remains busy. Read More

Inside Mortgage Trends

View Archived Issues

Servicing Much More Profitable Than Lending in First Quarter

CrossCountry Is in the Market to Buy

Bank MSR Fair Value Ratio Hits Level Last Seen in 2006

Paper Examines Impact of Buyers’ Agent Fees on Mortgages

Fannie’s DU Dominates Automated Underwriting in 2021

Rising Rents Pose Challenge for Would-Be Homebuyers

Grapevine: Home Prices and Interest Rates; Automation at Freddie

Latest Imf News

GSE Repurchases on the Rise in 3Q

Seasonal Factors Drive Increase in Delinquency Rate

CDIA Calls Out Credit Washing for Rise in Credit Reporting Complaints

Home Price Growth Slows in November

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Profitability Report 3Q25 (PDF)

Lender Profiles 3Q25: Top 25 (PDF subscription)

Agency Channel Analysis: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

June 3, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?