April 22, 2022

Agency MSR Transfers Slow in 1Q22 But Still Plenty Active

Bulk MSR transfers were down in the first quarter, with a number of pending deals yet to close. Coissuance saw a boost in its share of agency securitization. (Includes three data charts.) Read More

April is the Cruelest Month — For Mortgage Layoffs

When poet T.S. Eliot wrote those immortal words about spring, he wasn’t thinking about the home-finance sector. But company headcounts are being reduced as shops plan for leaner days ahead. Read More

Correspondent Sales Up 20% in 2021, Led by Guaranteed Rate

Some $920.73 billion of mortgages originated during 2021 were sold to unaffiliated non-agency buyers during the year, a 19.6% increase compared with 2020. Guaranteed Rate was the top correspondent seller. (Includes data chart.) Read More

Risk Expert Says GSEs Are Assessing Their Exposure to Climate Risk

University of Maryland professor Clifford Rossi says Fannie Mae and Freddie Mac are discussing ways to proactively deal with risks of climate change. Read More

Industry Reps Discuss Risks, Benefits of Alt Data Underwriting

Mortgage industry stakeholders underscore how alternative data could help ensure equitable credit provision. Machine learning is key to identifying how alt data affects credit but also carries possible additional biases, they said. Read More

A ‘Marshall Plan’ Needed to Create More Housing Supply

Addressing housing supply shortages requires an all-of-government effort along with collaboration from industry and housing advocates, according to White House officials and industry stakeholders. Read More

Grapevine: Promise in Purchase Mortgages; How to Remain Profitable

Purchase-mortgage lending expected to increase; tips on remaining profitable amid rising interest rates; Texas Capital Bank slashes projections for warehouse lending; mixed trends for closing costs; Optimal Blue offers benchmark pricing tool for third-party originations; Comcast venture group invests in Neat Capital; MISMO’s e-Eligibility Exchange. Read More

Inside Mortgage Trends

View Archived Issues

Agency MSR Transfers Slow in 1Q22 But Still Plenty Active

April is the Cruelest Month — For Mortgage Layoffs

Correspondent Sales Up 20% in 2021, Led by Guaranteed Rate

Risk Expert Says GSEs Are Assessing Their Exposure to Climate Risk

Industry Reps Discuss Risks, Benefits of Alt Data Underwriting

A ‘Marshall Plan’ Needed to Create More Housing Supply

Grapevine: Promise in Purchase Mortgages; How to Remain Profitable

Latest Imf News

Refi Lending Spikes in 4Q, Purchase Mortgages Slow

Delinquencies Climb During Fourth Quarter, Led by FHA

GSEs Getting Aggressive With Cash Window Pricing

Onity’s Earnings Helped by Release of Tax Valuation Allowance

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

Featured Reports

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

April 22, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?