February 11, 2022

Broker Mortgage Sales Crash in 4Q21 Slump

Agency mortgage sales plummeted across all channels in the fourth quarter as Fannie Mae expanded its market share. Rocket, PennyMac and UWM dominated retail, correspondent and wholesale, respectively. (Includes two data charts.) Read More

Early-Stage Delinquencies Increase in Agency MBS in 4Q

The number of loans 30-59 days delinquent in agency MBS increased during the second half of 2021. Late payments increased on FHA mortgages along with GSE loans. (Includes data chart.) Read More

Headed for a Correction: Lending Payrolls

The mortgage employment boom of 2020-2021 is drawing to a close. One ray of hope for the recently laid-off: the non-QM sector. Read More

Equity: The Bright Spot in Home Price Appreciation

Soaring home values boosted the national average equity stake in a mortgaged residential home to $185,000 at the end of 2021. The year-over-year gain: $48,000. Read More

Mortgage Study Suggests Banks Should Stay Close to Home

Banks that expand mortgage lending beyond their local markets into high-growth areas face some risks, according to findings published by the International Monetary Fund. Read More

HUD Secretary Fudge Nudges Young People to Buy, Not Rent

Marcia Fudge, secretary of the Department of Housing and Urban Development, wants more young people to purchase homes to build wealth. Read More

Shared-Equity Homeownership Models Build Wealth, Study Finds

At minimum, low- and moderate-income homebuyers can benefit from shared-equity homeownership instead of renting. Read More

Grapevine: Negative Outlook for Margins; Savings from eClosings

Leaders of New Residential and PennyMac Financial Services express a negative outlook on GOS; study finds eClosings generate a positive return on investment; Flagstar accepting applications for its mortgage technology accelerator program; borrowers surprised by the paperwork required for a mortgage; RiskSpan teams with Verisk to detail loan-level climate risk. Read More

Inside Mortgage Trends

View Archived Issues

Broker Mortgage Sales Crash in 4Q21 Slump

Early-Stage Delinquencies Increase in Agency MBS in 4Q

Headed for a Correction: Lending Payrolls

Equity: The Bright Spot in Home Price Appreciation

Mortgage Study Suggests Banks Should Stay Close to Home

HUD Secretary Fudge Nudges Young People to Buy, Not Rent

Shared-Equity Homeownership Models Build Wealth, Study Finds

Grapevine: Negative Outlook for Margins; Savings from eClosings

Latest Imf News

UWM to Acquire Two Harbors, Eyeing Servicing

Mortgage Broker Jobs Increase in October; Others Decline

New Freddie CEO Out of Retirement After Long Term at Deloitte

Lennar’s Average Sale Price for New Homes Dropping

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

February 11, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?