January 28, 2022

Bulk MSR Closings End Big Year with 4Q21 Downturn

Freedom Mortgage ranked as the top bulk buyer of agency MSR in 2021, but Chase came on strong in the second half. Coissuance volume gained some share last year, led by Lakeview Loan Servicing as the top buyer. Read More

Mortgage Earnings Tumble at Banks in Fourth Quarter

Among a group of 21 prominent banks that have reported earnings for the fourth quarter, nearly every institution took a hit on mortgage earnings. For many, originations declined along with margins. Read More

A Good Origination Year for Better.com. However…

As a technical matter, Better.com’s SPAC maneuver is still alive. But with the refinance business waning and gain on sales slipping, the company’s future looks cloudy, at best. Read More

FDIC Issues Final Rule on Deposit Insurance for MSAs

The final rule simplifies regulations on insurance coverage for deposits held in mortgage servicing accounts. But the changes don’t go into effect until April 1, 2024. Read More

Home Price Appreciation Taking a Toll on Prospective Borrowers

Potential first-time homebuyers are facing affordability issues due to elevated home price appreciation. And though home price appreciation is slowing, interest rates are set to rise. Read More

Abandoned Property Standards Lack Uniformity

Few states have laws defining an “abandoned property,” leaving servicers with local ordinances and case law as their guides in many foreclosure procedures. Read More

Grapevine: SoFi Obtains Bank Charter; UWM Paying for Appraisals

Financial technology lender SoFi is set to acquire a bank; United Wholesale Mortgage will cover appraisal costs on purchase mortgages through the end of March; mortgage tech companies raise capital; CoreLogic offers new fraud-detection service; low-code marketplace launched. Read More

Inside Mortgage Trends

View Archived Issues

Bulk MSR Closings End Big Year with 4Q21 Downturn

Mortgage Earnings Tumble at Banks in Fourth Quarter

A Good Origination Year for Better.com. However…

FDIC Issues Final Rule on Deposit Insurance for MSAs

Home Price Appreciation Taking a Toll on Prospective Borrowers

Abandoned Property Standards Lack Uniformity

Grapevine: SoFi Obtains Bank Charter; UWM Paying for Appraisals

Latest Imf News

Appeals Court Grants Rehearing of CFPB Case

Trump Teases Housing Proposal, Promises Lower Interest Rates

House Committee Moves Housing Bill, NFIP Extension

Refis Lead to Increase in Ginnie MBS Issuance in November

Featured Data

Mortgage REITs Up Agency MBS, Shed Non-Agency

Agency Jumbo Business Level During Third Quarter

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

January 28, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?