January 14, 2022

GSE Credit Profile Turns Slightly Riskier in 2021

Fannie Mae and Freddie Mac generally widened their credit windows in 2021, but they still preferred mortgages with low and medium loan-to-value ratios. Read More

Private MIs Lose Share of Agency Business in 4Q21

Private mortgage insurers lost market share in the agency purchase market during the last quarter of 2021, while FHA production shifted toward riskier business. Read More

Mixed Signals From Mortgage Bellwethers Wells and JPM

It’s earnings season! The early results show a mixed mortgage bag for the megabanks. The mega-nonbanks start reporting later this month. Read More

As Lending Grows More Competitive, Guaranteed Rate Chucks TPO

For a year, Guaranteed Rate stuck its toe in the broker channel. Now that the origination water has turned cold, it’s leaving. Read More

Preferences of Potential Homebuyers Vary Greatly

Nearly half of Black first-time homebuyers say they would prefer to take a class or conduct in-depth research before buying. Read More

MISMO Membership Blooms in Quest for Data Standards

Some 300 companies are now members of MISMO. The organization’s efforts to improve mortgage data are being helped by a new fee. Read More

States Begin Homeowner Assistance Program Rollouts

States have begun taking applications for homeowner assistance programs funded by the Treasury Department and designed to prevent foreclosures stemming from the pandemic. Read More

Grapevine: Employees Prefer WFH; Figure Revises Bank Charter Application

The connection between work from home and productivity; Supreme Court blocks vaccine mandate for larger employers; Figure revises bank charter application; parent of Texas Capital Bank launches broker dealer. Read More

Inside Mortgage Trends

View Archived Issues

GSE Credit Profile Turns Slightly Riskier in 2021

Private MIs Lose Share of Agency Business in 4Q21

Mixed Signals From Mortgage Bellwethers Wells and JPM

As Lending Grows More Competitive, Guaranteed Rate Chucks TPO

Preferences of Potential Homebuyers Vary Greatly

MISMO Membership Blooms in Quest for Data Standards

States Begin Homeowner Assistance Program Rollouts

Grapevine: Employees Prefer WFH; Figure Revises Bank Charter Application

Latest Imf News

GSE Repurchases on the Rise in 3Q

Seasonal Factors Drive Increase in Delinquency Rate

CDIA Calls Out Credit Washing for Rise in Credit Reporting Complaints

Home Price Growth Slows in November

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Profitability Report 3Q25 (PDF)

Lender Profiles 3Q25: Top 25 (PDF subscription)

Agency Channel Analysis: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

January 14, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?