October 29, 2021

Banks Report Solid Gain in Mortgage Income in 3Q

Many companies reported declining production volume offset by stronger gain-on-sale margins. But servicing income strengthened as MSR values improved. (Includes data chart.) Read More

Higher Interest Rates to Reshape Mortgage Market in 2022

With interest rates on the rise, refinance volume is expected to drop in 2022. Purchase-mortgage lending could hit a record level, but it won’t fully offset the loss in refis, putting pressure on margins. Read More

Slump in Agency Business Hit All Insurance Sectors

The 3Q21 shift from refinance to purchase-mortgage lending generally benefited FHA and private MI activity more than the VA market. (Includes two data charts.) Read More

Lenders Should Focus on LMI Borrowers for Growth

With the refinancing boom waning, experts are suggesting lenders look at low- to moderate-income consumers for growth opportunities. Read More

Early Defaults Spike in 3Q21 Agency Securities Market

Although serious-delinquency rates declined at Fannie Mae, Freddie Mac and Ginnie Mae, the agencies reported a sizable increase in 30-day late payments during the third quarter. (Includes data chart.) Read More

Another Title Giant Enters the Subservicing Arena

ServiceMac is the second large subservicer to be sold to a title giant in less than three years. The reason: Title shops love fee-based businesses. Read More

Investors Better Suited to Buy Homes Needing Repairs

Institutional investors have several advantages compared to owner-occupant borrowers when it comes to purchasing homes that need substantive repairs. Read More

Grapevine: Mixed Outlook for Wholesale Lenders; MISMO RFI

Fitch revised its outlook for Provident Funding Associates to negative due to competition in the wholesale channel but upgraded its rating of UMM’s unsecured debt. MISMO is seeking comments on tech that would help obtain MI quotes. Read More

Inside Mortgage Trends

View Archived Issues

Banks Report Solid Gain in Mortgage Income in 3Q

Higher Interest Rates to Reshape Mortgage Market in 2022

Slump in Agency Business Hit All Insurance Sectors

Lenders Should Focus on LMI Borrowers for Growth

Early Defaults Spike in 3Q21 Agency Securities Market

Another Title Giant Enters the Subservicing Arena

Investors Better Suited to Buy Homes Needing Repairs

Grapevine: Mixed Outlook for Wholesale Lenders; MISMO RFI

Latest Imf News

Appeals Court Grants Rehearing of CFPB Case

Trump Teases Housing Proposal, Promises Lower Interest Rates

House Committee Moves Housing Bill, NFIP Extension

Refis Lead to Increase in Ginnie MBS Issuance in November

Featured Data

Mortgage REITs Up Agency MBS, Shed Non-Agency

Agency Jumbo Business Level During Third Quarter

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

October 29, 2021

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?