September 17, 2021

Channel Volume Declines in 2Q21, Jumbo Gains Share

United Wholesale ranked as the top conventional-conforming lender thanks to its dominant wholesale-broker platform. The company made a splash in the surging jumbo sector. (Includes two data charts.) Read More

Bank Mortgage Repurchases Drop in 2Q21, Reports Show

A sharp drop in bank mortgage repurchases from the first to the second quarter was due mostly to one institution: USAA Federal Savings Bank. (Includes data chart.) Read More

Appraisal Options Galore as Fannie Addresses Bias

Incenter Appraisal Management launched a remote appraisal service, United Wholesale Mortgage is allowing brokers to bypass appraisal management companies and Fannie Mae is looking to reduce appraisal bias. Read More

Consumer Groups Ask HUD to Monitor Algorithmic Bias

Fair housing advocates said HUD should continue to monitor mortgage lenders for potential discrimination stemming from the use of predictive technologies. Read More

Genworth Finally Spins Off Private MI in $253M IPO

Shares of Enact Holdings began trading on the Nasdaq this week, surging more than 7% on Day 1. Read More

Waiting for Mortgage Employment to Drop (and Godot)

Layoffs in the mortgage industry? No, not yet. Actually, there were modest staff reductions in 2Q21 but most of the displaced landed quickly. Read More

Servicers See Gains in Refi Recaptures During Second Quarter

For refinances completed during the second quarter, 28% of borrowers remained with the servicer of their previous mortgage, the largest share since the pandemic started, according to Black Knight. Read More

Grapevine: Future Profits; Covius to Acquire NTC

Nearly half of the executives surveyed by Fannie Mae expect profit margins to contract in the fourth quarter. Read More

Inside Mortgage Trends

View Archived Issues

Channel Volume Declines in 2Q21, Jumbo Gains Share

Bank Mortgage Repurchases Drop in 2Q21, Reports Show

Appraisal Options Galore as Fannie Addresses Bias

Consumer Groups Ask HUD to Monitor Algorithmic Bias

Genworth Finally Spins Off Private MI in $253M IPO

Waiting for Mortgage Employment to Drop (and Godot)

Servicers See Gains in Refi Recaptures During Second Quarter

Grapevine: Future Profits; Covius to Acquire NTC

Latest Imf News

Appeals Court Grants Rehearing of CFPB Case

Trump Teases Housing Proposal, Promises Lower Interest Rates

House Committee Moves Housing Bill, NFIP Extension

Refis Lead to Increase in Ginnie MBS Issuance in November

Featured Data

Agency Jumbo Business Level During Third Quarter

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

September 17, 2021

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?