| Inside Mortgage Finance

GSE Buybacks Edge Up in 3Q20, Blame Freddie

Freddie continued to account for most GSE repurchase activity in the third quarter, but buybacks remained at historically low levels. (Includes three data charts.) Read More

Banks Continue Easing Back From MSR, Values Improve

A lot of the decline in servicing-for-others held by banks was attributable to Wells Fargo and other big players in the market. A number of mid-sized banks grew SFO in 3Q20. (Includes two data charts.) Read More

Industry Seeks Extension of COVID Accounting Flexibilities

The MBA and many other trade groups have urged federal regulators to extend a break on troubled debt restructuring for loan mods related to the coronavirus. Read More

Redfin Accused of ‘Digital’ Redlining

In a new lawsuit, fair housing organizations have alleged that Redfin’s minimum price policy makes it harder for agents to sell homes in minority neighborhoods. Read More

Racial Disparities in Mortgage Lending Persist at Fintechs

Moving the origination process online has done little to reduce the racial disparities in mortgage lending, according to a new analysis of HMDA data. Read More

Credit Model Reform Needed to Solve Housing Discrimination

Incorporating alternative data into the underwriting model with rigorous front-end control may help eliminate racial inequality in housing, according to industry analysts. Read More

Homebuyers Are Making Faster Decisions During Pandemic

Pre-pandemic, consumers would start shopping 180 days before closing on a mortgage. The window has now shrunk to 100 days. Read More

Grapevine: Buying High-Coupon MSRs / UWM’s SPAC a Go

There’s more than one way to skin an MSR cat. Meanwhile, looks like UWM’s SPAC will be completed in December. Read More

Inside Mortgage Trends

November 20, 2020

View Archived Issues

GSE Buybacks Edge Up in 3Q20, Blame Freddie

Banks Continue Easing Back From MSR, Values Improve

Industry Seeks Extension of COVID Accounting Flexibilities

Redfin Accused of ‘Digital’ Redlining

Racial Disparities in Mortgage Lending Persist at Fintechs

Credit Model Reform Needed to Solve Housing Discrimination

Homebuyers Are Making Faster Decisions During Pandemic

Grapevine: Buying High-Coupon MSRs / UWM’s SPAC a Go

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Refi Decline Dents GSE Single-Family Business in July

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

November 20, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?