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GSE Business Profile Turns More Risk-Averse in 4Q19

The FHFA has been pushing Fannie and Freddie to reduce the risk profile of the loans they acquire, and that effort appears to be taking hold as the share of high-risk new business fell drastically in the fourth quarter. (Includes two data charts.) Read More

Bank Retail Originations and Loan Sales Boom in 3Q19

Retail originations through mortgage banking rose 22% from the second to the third quarter, while loan sales jumped 37%. (Includes two data charts.) Read More

A Bit Slow in M&A Land. Better Days Ahead?

When it comes to mortgage-related M&A, 2019 was a bust, right? Well, not exactly. As for 2020, company sales will hinge on rates and loan production. Will weaker players be forced to exit? Read More

Servicers’ Communication Methods Impact Client Retention

The ways in which servicers interact with borrowers can play a major role in whether the lender/servicer will retain the customer, according to a Stratmor study. Borrowers tend to like email communication. Read More

Startup Offers Home Equity Alternative Without Debt

A Boston-based startup that provides an alternative to a traditional home equity loan raised $100 million to fuel its nationwide expansion. Read More

Uptick in Fraud Risk on Purchase Mortgages Could be a Blip

Fraud risk on purchase mortgages increased in November after falling for six consecutive months, according to First American. The risk could be contained as long as interest rates stay relatively low. Read More

Zillow Predicts a ‘Silver Tsunami’ Over the Next 20 Years

A study by Zillow Research predicts that over the next two decades, more than a quarter of the nation’s currently owner-occupied homes are likely to hit the market. Places to feel the most impact will include retirement hubs. Read More

Trends Grapevine: Rate Hikes, What Rate Hikes? / Non-QM Bulls

No rate hikes in 2020? A totally “neutral” Fed? We’ll see about that. Meanwhile, non-QM lenders Angel Oak Mortgage Solutions and Citadel Servicing have bulls in their eyes. Read More

Inside Mortgage Trends

January 3, 2020

View Archived Issues

GSE Business Profile Turns More Risk-Averse in 4Q19

Bank Retail Originations and Loan Sales Boom in 3Q19

A Bit Slow in M&A Land. Better Days Ahead?

Servicers’ Communication Methods Impact Client Retention

Startup Offers Home Equity Alternative Without Debt

Uptick in Fraud Risk on Purchase Mortgages Could be a Blip

Zillow Predicts a ‘Silver Tsunami’ Over the Next 20 Years

Trends Grapevine: Rate Hikes, What Rate Hikes? / Non-QM Bulls

Latest Imf News

MBA Seeks Credit Score Threshold for Tri-Merge at GSEs

REITs Add to Agency MBS Holdings in Third Quarter

Fannie Looks to Have Walked Back Net Worth Proposal

Mutual of Omaha to Issue Securitization With Proprietary Reverse Mortgages

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

January 3, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?