| Inside Mortgage Finance

Banks Report 2Q19 Boost in Mortgage Banking Income

Mortgage banking income was up in the second quarter but didn’t keep pace with big increases in loan origination volume and secondary market sales. Wells Fargo accounted for the lion’s share of the increased profitability. Read More

Steady Credit Trends in 2Q19 Agency MBS Market

Purpose and production channel matter in loan credit characteristics but the biggest difference maker is whether the mortgage has a government guarantee. Read More

Ocwen Insiders, Including CEO, Buy Shares

The nation’s 12th largest servicer, continues to lose money, but in early August company insiders started buying stock in the firm. Read More

Low Housing Supply Taking a Toll on Lenders’ Efficiency

Limited housing supply hurt lenders’ efficiency metrics in 2018, according to a benchmarking study by Mortgage Cadence. The average time to close a mortgage increased sharply and pull-through rates declined. Read More

New Residential Eyeing Profits from Ancillary Unit

New Residential is increasing its emphasis on ancillary services. The REIT also announced a $200 million stock repurchase program. Read More

FHFA Reverses Course on URLA Language Preference Question

Fannie and Freddie will no longer require that lenders ask homebuyers for their preferred language during the mortgage application process. Read More

Climate Change Fears Sway Millennials’ Mortgage Choice

Worried that climate change will affect their homes or communities during their lifetime, a majority of millennials are looking to buy in lower-risk areas, according to Zillow. Read More

Rural Borrowers’ Mortgage Experience Dissatisfactory

Borrowers in completely rural areas were more likely to pay higher interest rates and walk away unhappy with their mortgages, according to a new study from the government-run National Mortgage Database. Read More

Inside Mortgage Trends

August 23, 2019

View Archived Issues

Banks Report 2Q19 Boost in Mortgage Banking Income

Steady Credit Trends in 2Q19 Agency MBS Market

Ocwen Insiders, Including CEO, Buy Shares

Low Housing Supply Taking a Toll on Lenders’ Efficiency

New Residential Eyeing Profits from Ancillary Unit

FHFA Reverses Course on URLA Language Preference Question

Climate Change Fears Sway Millennials’ Mortgage Choice

Rural Borrowers’ Mortgage Experience Dissatisfactory

Latest Imf News

Refi Lending Spikes in 4Q, Purchase Mortgages Slow

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Mortgage Servicing Rights Report: 3Q25 (PDF)

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

August 23, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?