| Inside Mortgage Finance

GSE Credit Scores Trend Higher, LTV Ratios Rising

Some 12.9% of purchase loans sold to Fannie and Freddie in the second quarter had credit scores ranging from 620 to 699, the highest such concentration on record. But loans with high credit scores accounted for a rising share of GSE refi business. Read More

Nonbanks Struggle with MSR Volatility in 2Q19

Seven publicly held nonbanks reported a combined loss of $47.8 million on their mortgage banking operations in the second quarter as interest rate volatility hammered their servicing books. Read More

Originations Rise But Hiring By Mortgage Firms Tepid

Originations are booming but the government’s latest reading on mortgage employment wasn’t exactly encouraging. Still, interviews conducted by Inside Mortgage Trends reveal that many shops are looking to hire. Read More

Banks Among the Fastest-Growing Lenders in 2Q19

TD Bank was the top volume gainer among residential lenders in the second quarter but barely made the top 50 volume ranking in the first half of the year. Moral of story: the bigger you are, the harder it is to post huge percentage gains. Read More

Digital Tools Shifting Servicers’ Customer Service Tactics

Borrowers are increasingly using self-service options offered by servicers, leaving only the more complex tasks for call center agents to handle. Read More

Rising Land Values Make Housing Less Affordable: Harvard Study

The increase in land values is causing home prices to spike across the country, making housing less affordable. Median price per acre of land used for single-family housing increased by 27% from 2012 through 2017. Read More

Vendors Adopt AI to Streamline Mortgage Lending

Mortgage vendors are exploring the benefit of artificial intelligence in loan originations, but costs may push lenders away. Read More

Mortgage Grapevine: Not a Good Time to Tap the Equities Market? / Bulk MSR Auctions Show Promise

Who says the stock market isn't receptive to mortgage companies these days? Don't tell that to New Rez and Sachem. Meanwhile, the MSR bulk auction market is springing to life once again. Read More

Inside Mortgage Trends

August 9, 2019

View Archived Issues

GSE Credit Scores Trend Higher, LTV Ratios Rising

Nonbanks Struggle with MSR Volatility in 2Q19

Originations Rise But Hiring By Mortgage Firms Tepid

Banks Among the Fastest-Growing Lenders in 2Q19

Digital Tools Shifting Servicers’ Customer Service Tactics

Rising Land Values Make Housing Less Affordable: Harvard Study

Vendors Adopt AI to Streamline Mortgage Lending

Mortgage Grapevine: Not a Good Time to Tap the Equities Market? / Bulk MSR Auctions Show Promise

Latest Imf News

Mortgage-Banking Income at Depositories Increases

Homes Staying on the Market Longer

Former Freddie CEO Raises Concerns on Changes to CRT Program

Existing-Home Sales Up Slightly in November

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

August 9, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?