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Inside Mortgage Trends

June 26, 2026

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Originations Decline Across All Channels in 1Q

Mortgage originations declined across the three major production channels in the first quarter of 2026. Pennymac reported a 32.8% drop in conventional-conforming volume through correspondents. (Includes two data tables.) Read More

AI Starting to Find Footing in Non-QM Originations

Non-QM underwriting was once a hands-on process, but lenders are increasingly testing the use of AI. Read More

Bank Mortgage Originations, Loan Sales Decline

JPMorgan Chase remained by far the most prominent seller, with $23.05 billion in volume during the first quarter. (Includes two data tables.) Read More

Affordability Obstacles Increasing for FTHBs

Housing costs are now routinely eating up 40% of household budgets, making the path to homeownership more difficult for individuals under 35 years old. Read More

Freedom Sues its Former Software Lead

Freedom Mortgage accused its former senior vice president of product management of developing a competing loan origination system while he was on Freedom’s payroll. Read More

Investor Home Purchases Decline, Flipping Up in 1Q

While real estate investor purchases dropped on a quarterly basis in the first quarter of 2026, the flipping rate as a percentage of total sales nationwide grew. Read More

UI Analysts Call for GSE Condo Lending Reforms

The Urban Institute has recommended the government-sponsored enterprises spearhead an effort to make condo lending and construction less risky. Read More

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