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Inside Mortgage Trends

May 1, 2026

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Banks Report Slight Drop in Mortgage-Banking Income

While new production volume was generally sluggish in the first quarter of this year, several banks reported higher gain-on-sale margins and better MSR hedging results. (Includes data table.) Read More

Former Rocket Execs Team Up With Archrival UWM

Origna8 is providing brokers a platform that can be used for lead generation, agentic-AI marketing, lender relationship management and data analytics. Read More

Retail Lenders Boosted by Rising Refis

Deliveries of retail mortgages to the agencies were boosted by an increase in refinances in the wake of lower mortgage rates in the first quarter of 2026. (Includes two data tables.) Read More

Northpointe Bank Sees Strong Volume in 1Q

During the first quarter of 2026, Northpointe Bank’s warehouse lending essentially held steady compared with the fourth quarter and the bank increased its production of “all-in-one” loans. Read More

Consumer Advocates Warn of Discriminatory Risks From AI

The warning came amid widespread adoption of artificial intelligence in the housing and mortgage industry. Read More

BNPL Borrowers’ Habits Remain Somewhat Mysterious

Recent research revealed how borrowers adjust their usage of buy now, pay later loans before and after a home purchase, but more data are needed to understand how the loans are being used. Read More

Real Estate Agent-Referred Lenders Don’t Come Cheap

A new study found that using real estate agent-referred lenders not only increases borrowing costs for homebuyers but also shifts the burden of those costs disproportionately to the most vulnerable households. Read More

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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