December 19, 2025

Production Picks up Slack as Servicing Income Fades

Gain-on-sale margins improved in the third quarter, helping to offset a decline in net servicing income. (Includes data tables.) Read More

Bank Mortgage Earnings Up 6.1% in Third Quarter

Banks and thrifts had a combined $2.49 billion of mortgage-banking income in the third quarter. Western Alliance Bank stood out, more than doubling its earnings from the second quarter. (Includes data table.) Read More

Planet Financial, UWM Facing Some Financial Pressure

The parent companies of Planet Home Lending and United Wholesale Mortgage were hit with rating moves by Fitch Ratings, which cited an increase in corporate leverage at the companies. Read More

Bank Retail Lending Slows in 3Q, Mortgage Sales Rise

SoFi Bank posted an 18.2% quarterly increase in retail lending in the third quarter, while the market as a whole contracted. The bank is looking to cross-sell mortgages to its customers. (Includes two data tables.) Read More

Average First-Time Homebuyer Age Holding Steady

The metrics used to determine who’s most likely to be a first-time homebuyer vary, but lenders can assume they’re still probably around their early- to mid-thirties. Read More

MIAC Calls for FASB to Update MSR Recapture Accounting

The firm urged the Financial Accounting Standards Board to update fair value accounting standards for MSRs so they include recapture metrics. Read More

Homebuyers Tend to Skip Mortgage Shopping

Nearly 70% of all homebuyers in 2025 didn’t shop with multiple lenders for their mortgage, an increase from 62% in 2024. Read More

MISMO, CSBS Host MCD Tech Sprints

CSBS and MISMO said the Mortgage Compliance Dataset will lead to higher quality data while easing costs and freeing up time for lenders and examiners. Read More

Inside Mortgage Trends

View Archived Issues

Production Picks up Slack as Servicing Income Fades

Bank Mortgage Earnings Up 6.1% in Third Quarter

Planet Financial, UWM Facing Some Financial Pressure

Bank Retail Lending Slows in 3Q, Mortgage Sales Rise

Average First-Time Homebuyer Age Holding Steady

MIAC Calls for FASB to Update MSR Recapture Accounting

Homebuyers Tend to Skip Mortgage Shopping

MISMO, CSBS Host MCD Tech Sprints

Latest Imf News

Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

Average Home Sale Price at KB Home Drops to 2023 Level

Ginnie to Align Liquidation Reporting With GSE Standards

Non-QM Lenders Tapping AI to Automate Underwriting

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

December 19, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?