Nonbanks Post Small Drop in Mortgage-Banking Income

Despite lackluster new origination volume in the third quarter, most nonbanks reported solid gains in production-related income. Many of them needed it to offset sharp declines in servicing income. (Includes data table.) Read More

Bank MSR Portfolios Shrink Slightly, Valuation Strong

FDIC-insured banks saw their MSR portfolios shrink 1.0% during the third quarter as their valuations remained broadly unchanged. Chase continued to be the top depository in terms of servicing for others. (Includes data table.) Read More

Servicers Supportive of Pennymac on MSR Accounting

Pennymac asked the Financial Accounting Standards Board to clarify accounting practices involving mortgage servicing rights and recapture assumptions. The effort has support from some major MSR buyers who are looking for a level playing field. Read More

Mortgage Aggregators Drive eNote Uptake

More large aggregators adopted eNotes this year, pushing up the share of closings completed digitally. Read More

Lenders Using Language Tech to Reach New Borrowers

Carrington Mortgage and Rate launched new tools to reach borrowers with limited English proficiency. Read More

Figure Shifting From Direct Lender to Platform

After originating HELOCs on its own as a proof-of-concept, Figure Technology Solutions is now largely facilitating originations and loan sales for others, charging fees along the way. The company generated $89.8 million of net income in the third quarter. Read More

A Surge in Rent Reporting, With Mortgages in Mind

The share of renter households whose rent payment history has been reported to at least one credit bureau grew from 3% to 13% in four years. Read More

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

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Inside Mortgage Trends

November 21, 2025

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Nonbanks Post Small Drop in Mortgage-Banking Income

Bank MSR Portfolios Shrink Slightly, Valuation Strong

Servicers Supportive of Pennymac on MSR Accounting

Mortgage Aggregators Drive eNote Uptake

Lenders Using Language Tech to Reach New Borrowers

Figure Shifting From Direct Lender to Platform

A Surge in Rent Reporting, With Mortgages in Mind

Latest Imf News

Republicans in House Aim to Reduce Regulations for Housing

Warren Pushes Back on CFPB’s ECOA Proposal

Jumbo Servicing Volume Shrinks in Third Quarter

Trade Groups Reiterate Call for Long-Term NFIP Funding

Featured Data

Bank ABS Holdings Decline in 3Q25, Auto Portfolios Grow

Lending Slows Across Products in Third Quarter

SPS Tops Non-Agency MBS Servicing in Third Quarter

As Big Banks Shuffle Cards, Industry MBS Hold Steady

Featured Reports

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Lender Profiles 2Q25: Top 25 (PDF)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

November 21, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?