| Inside Mortgage Finance

Mortgage Earnings at Banks Take Hit in 3Q

The rise in interest rates during the third quarter limited originations and put pressure on profitability. The value of mortgage servicing rights increases as interest rates go up, but that wasn’t enough to offset declining production revenue at many banks. (Incldues one data table.) Read More

Lenders, Servicers Seeing Cost Savings From AI

Companies are starting to reduce overhead costs through the use of AI in servicing and originations. Read More

Mortgage Investors Adding Risk Penalty for New Credit Scores

Uncertainty regarding the performance of VantageScore 4.0 and FICO 10T compared with Classic FICO is prompting mortgage investors to penalize mortgages underwritten with new scoring models. Read More

Riskier Mortgages Gain Some Share at GSEs in 3Q

Purchase mortgage share tilted toward mortgages with higher LTV ratios. And both purchase loans and refis saw a higher share of borrowers with low credit scores. (Includes two data tables.) Read More

Rust Belt Markets Boom as Sun Belt Burns Out

Housing market dynamics appear healthier in some Northeastern markets as they stagnate elsewhere. Read More

LOs Cashed In on GSE Fee Waivers Post-Pandemic

A new study shows that more than 60% of the fees the GSEs waived for lower-income and first-time homebuyers after the pandemic went to lenders and LOs. Read More

Product, Tech Innovation Key to Combating Affordability

To help with affordability and housing supply shortages, experts in the mortgage space are looking to technology innovations and creative ways to qualify buyers and make homeownership possible. Read More

Subservicer Performance Lowest in Recapture Support

Advisory firm Garrett, McAuley & Co. surveyed mortgage companies and found their satisfaction with subservicers varied widely. Read More

Inside Mortgage Trends

October 30, 2026

View Archived Issues

Mortgage Earnings at Banks Take Hit in 3Q

Lenders, Servicers Seeing Cost Savings From AI

Mortgage Investors Adding Risk Penalty for New Credit Scores

Riskier Mortgages Gain Some Share at GSEs in 3Q

Rust Belt Markets Boom as Sun Belt Burns Out

LOs Cashed In on GSE Fee Waivers Post-Pandemic

Product, Tech Innovation Key to Combating Affordability

Subservicer Performance Lowest in Recapture Support

Latest Imf News

First-Lien Originations Decline by 16% in Third Quarter

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Redwood Issuing Private Non-Agency MBS, No AAA Ratings

Pennymac Sees Loss on Production in 3Q; Servicing Profits

Featured Data

Seller Repurchases of GSE Loans Bounce Up in 2Q

Retail Share Rising in Conventional-Conforming

Refi Activity Plummets, Dragging Down Agency MBS in 3Q

ARM Production Rebounds

Featured Reports

Mortgage Servicing Rights Report: 2Q26 (PDF)

Lender Profiles 2Q26: Top 25 (PDF)

Agency Seller-Issuer Profile: 2Q26 (PDF)

Top Mortgage Players: 2Q26 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

October 30, 2026

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?