| Inside Mortgage Finance

Mortgage Banking Profits Up on Both Sides of the Business

Production-related income rose in the first quarter despite slowing origination volume, while MSR hedges performed better. (Includes one data table.) Read More

MISMO Tool Helps Lenders Guard Against AI Risk

Unlike other AI guidance tools, the new mortgage-specific framework launched by MISMO is designed for organizations without big risk-focused teams. Read More

Industry Opposes Foreign Call Center Restrictions

In a joint comment letter, a dozen trade groups said the FCC’s proposed restrictions on foreign call centers are unnecessary because existing federal laws already impose “extensive” consumer protection, privacy and data security obligations on financial services providers. Read More

Banks’ Mortgage Earnings Decline in First Quarter

Earnings were down compared with both the fourth quarter of 2025 and the first quarter of 2025. Some of the biggest banks don’t have particularly high hopes for their mortgage businesses this year. (Includes one data table.) Read More

Rising Costs, Uncertainty Dampen Housing Market

Home prices are down in some areas, but inflation is more than offsetting any relief for homebuyers. Read More

Mortgage Repurchases by Banks Drop in First Quarter

Repurchases were down nearly 20% compared with the fourth quarter of 2025. Reserves for repurchases also declined. (Includes one data table.) Read More

Guild Wins Appeal of Poaching Suit Against CCM

The appeals court noted that California law allows employees to “make some preparations to compete” with an employer, but the law doesn’t authorize an employee to transfer their loyalty to a competing company. Read More

Denial Rates Spike for DTI Ratios Around 50%

Mortgage denial rates increase significantly for applicants with debt-to-income ratios above 50%, according to researchers at the Federal Reserve Bank of St. Louis. Read More

Inside Mortgage Trends

June 12, 2026

View Archived Issues

Mortgage Banking Profits Up on Both Sides of the Business

MISMO Tool Helps Lenders Guard Against AI Risk

Industry Opposes Foreign Call Center Restrictions

Banks’ Mortgage Earnings Decline in First Quarter

Rising Costs, Uncertainty Dampen Housing Market

Mortgage Repurchases by Banks Drop in First Quarter

Guild Wins Appeal of Poaching Suit Against CCM

Denial Rates Spike for DTI Ratios Around 50%

Latest Imf News

Jumbo Mortgages Gaining Share in Originations

Annaly Brings Exceptionally Large Expanded-Credit MBS

Non-Agency MBS Investors Showing Insatiable Demand

Lennar Reducing Incentives for Home Purchases

Featured Data

Agency MBS Issuance Down in May as Refinance Falters

Correspondent Share Slips in First Quarter of 2026

FHA Refis Sole Bright Spot in First-Quarter Originations

Banks’ Mortgage Holdings Inch Down in First Quarter

Featured Reports

Agency Channel Analysis: 1Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

2026 Mortgage Market Statistical Annual (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

June 12, 2026

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?